LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,310
−HK$6,730/mo
▼ 0.25% · 3.875%
HK$110,648
−HK$3,392/mo
Today · 4.125%
HK$114,040
baseline
▲ 0.50% · 4.625%
HK$120,979
+HK$6,939/mo
Deposit HK$23.53M · loan HK$23.53M · min. income ≈ HK$228,080/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$2,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,382
−HK$6,450/mo
▼ 0.25% · 3.875%
HK$122,583
−HK$3,249/mo
Today · 4.125%
HK$125,832
baseline
▲ 0.50% · 4.625%
HK$132,464
+HK$6,632/mo
Deposit HK$23.53M · loan HK$23.53M · min. income ≈ HK$251,664/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$2,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,772
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$132,778
−HK$4,070/mo
Today · 4.125%
HK$136,848
baseline
▲ 0.50% · 4.625%
HK$145,174
+HK$8,326/mo
Deposit HK$18.82M · loan HK$28.24M · min. income ≈ HK$273,696/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,258
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$147,100
−HK$3,898/mo
Today · 4.125%
HK$150,998
baseline
▲ 0.50% · 4.625%
HK$158,957
+HK$7,959/mo
Deposit HK$18.82M · loan HK$28.24M · min. income ≈ HK$301,996/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,235
−HK$9,421/mo
▼ 0.25% · 3.875%
HK$154,908
−HK$4,748/mo
Today · 4.125%
HK$159,656
baseline
▲ 0.50% · 4.625%
HK$169,370
+HK$9,714/mo
Deposit HK$14.12M · loan HK$32.94M · min. income ≈ HK$319,312/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,134
−HK$9,030/mo
▼ 0.25% · 3.875%
HK$171,617
−HK$4,547/mo
Today · 4.125%
HK$176,164
baseline
▲ 0.50% · 4.625%
HK$185,450
+HK$9,286/mo
Deposit HK$14.12M · loan HK$32.94M · min. income ≈ HK$352,328/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,159
−HK$12,112/mo
▼ 0.25% · 3.875%
HK$199,167
−HK$6,104/mo
Today · 4.125%
HK$205,271
baseline
▲ 0.50% · 4.625%
HK$217,762
+HK$12,491/mo
Deposit HK$4.71M · loan HK$42.35M · min. income ≈ HK$410,542/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,887
−HK$11,610/mo
▼ 0.25% · 3.875%
HK$220,650
−HK$5,847/mo
Today · 4.125%
HK$226,497
baseline
▲ 0.50% · 4.625%
HK$238,436
+HK$11,939/mo
Deposit HK$4.71M · loan HK$42.35M · min. income ≈ HK$452,994/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,078 · Scale 2, in force from 26 Feb 2026)