LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,313
−HK$6,730/mo
▼ 0.25% · 3.875%
HK$110,651
−HK$3,392/mo
Today · 4.125%
HK$114,043
baseline
▲ 0.50% · 4.625%
HK$120,982
+HK$6,939/mo
Deposit HK$23.53M · loan HK$23.53M · min. income ≈ HK$228,086/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$2,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,385
−HK$6,450/mo
▼ 0.25% · 3.875%
HK$122,587
−HK$3,248/mo
Today · 4.125%
HK$125,835
baseline
▲ 0.50% · 4.625%
HK$132,468
+HK$6,633/mo
Deposit HK$23.53M · loan HK$23.53M · min. income ≈ HK$251,670/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$2,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,776
−HK$8,075/mo
▼ 0.25% · 3.875%
HK$132,782
−HK$4,069/mo
Today · 4.125%
HK$136,851
baseline
▲ 0.50% · 4.625%
HK$145,178
+HK$8,327/mo
Deposit HK$18.82M · loan HK$28.24M · min. income ≈ HK$273,702/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,262
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$147,104
−HK$3,898/mo
Today · 4.125%
HK$151,002
baseline
▲ 0.50% · 4.625%
HK$158,962
+HK$7,960/mo
Deposit HK$18.82M · loan HK$28.24M · min. income ≈ HK$302,004/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,239
−HK$9,421/mo
▼ 0.25% · 3.875%
HK$154,912
−HK$4,748/mo
Today · 4.125%
HK$159,660
baseline
▲ 0.50% · 4.625%
HK$169,375
+HK$9,715/mo
Deposit HK$14.12M · loan HK$32.94M · min. income ≈ HK$319,320/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,139
−HK$9,030/mo
▼ 0.25% · 3.875%
HK$171,622
−HK$4,547/mo
Today · 4.125%
HK$176,169
baseline
▲ 0.50% · 4.625%
HK$185,455
+HK$9,286/mo
Deposit HK$14.12M · loan HK$32.94M · min. income ≈ HK$352,338/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,164
−HK$12,113/mo
▼ 0.25% · 3.875%
HK$199,173
−HK$6,104/mo
Today · 4.125%
HK$205,277
baseline
▲ 0.50% · 4.625%
HK$217,768
+HK$12,491/mo
Deposit HK$4.71M · loan HK$42.36M · min. income ≈ HK$410,554/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,893
−HK$11,610/mo
▼ 0.25% · 3.875%
HK$220,656
−HK$5,847/mo
Today · 4.125%
HK$226,503
baseline
▲ 0.50% · 4.625%
HK$238,442
+HK$11,939/mo
Deposit HK$4.71M · loan HK$42.36M · min. income ≈ HK$453,006/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,134 · Scale 2, in force from 26 Feb 2026)