LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,315
−HK$6,730/mo
▼ 0.25% · 3.875%
HK$110,653
−HK$3,392/mo
Today · 4.125%
HK$114,045
baseline
▲ 0.50% · 4.625%
HK$120,984
+HK$6,939/mo
Deposit HK$23.53M · loan HK$23.53M · min. income ≈ HK$228,090/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$2,000,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,387
−HK$6,450/mo
▼ 0.25% · 3.875%
HK$122,589
−HK$3,248/mo
Today · 4.125%
HK$125,837
baseline
▲ 0.50% · 4.625%
HK$132,470
+HK$6,633/mo
Deposit HK$23.53M · loan HK$23.53M · min. income ≈ HK$251,674/mo (50% DSR)
Upfront cash ≈ HK$25.53M (deposit + AVD stamp duty HK$2,000,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,778
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$132,784
−HK$4,070/mo
Today · 4.125%
HK$136,854
baseline
▲ 0.50% · 4.625%
HK$145,181
+HK$8,327/mo
Deposit HK$18.83M · loan HK$28.24M · min. income ≈ HK$273,708/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,000,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,264
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$147,107
−HK$3,897/mo
Today · 4.125%
HK$151,004
baseline
▲ 0.50% · 4.625%
HK$158,964
+HK$7,960/mo
Deposit HK$18.83M · loan HK$28.24M · min. income ≈ HK$302,008/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,000,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,241
−HK$9,422/mo
▼ 0.25% · 3.875%
HK$154,914
−HK$4,749/mo
Today · 4.125%
HK$159,663
baseline
▲ 0.50% · 4.625%
HK$169,378
+HK$9,715/mo
Deposit HK$14.12M · loan HK$32.94M · min. income ≈ HK$319,326/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,142
−HK$9,030/mo
▼ 0.25% · 3.875%
HK$171,624
−HK$4,548/mo
Today · 4.125%
HK$176,172
baseline
▲ 0.50% · 4.625%
HK$185,458
+HK$9,286/mo
Deposit HK$14.12M · loan HK$32.94M · min. income ≈ HK$352,344/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,167
−HK$12,113/mo
▼ 0.25% · 3.875%
HK$199,176
−HK$6,104/mo
Today · 4.125%
HK$205,280
baseline
▲ 0.50% · 4.625%
HK$217,771
+HK$12,491/mo
Deposit HK$4.71M · loan HK$42.36M · min. income ≈ HK$410,560/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,897
−HK$11,610/mo
▼ 0.25% · 3.875%
HK$220,660
−HK$5,847/mo
Today · 4.125%
HK$226,507
baseline
▲ 0.50% · 4.625%
HK$238,446
+HK$11,939/mo
Deposit HK$4.71M · loan HK$42.36M · min. income ≈ HK$453,014/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,166 · Scale 2, in force from 26 Feb 2026)