LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,734
−HK$673/mo
▼ 0.25% · 3.875%
HK$11,068
−HK$339/mo
Today · 4.125%
HK$11,407
baseline
▲ 0.50% · 4.625%
HK$12,101
+HK$694/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$22,814/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$88,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,941
−HK$645/mo
▼ 0.25% · 3.875%
HK$12,261
−HK$325/mo
Today · 4.125%
HK$12,586
baseline
▲ 0.50% · 4.625%
HK$13,250
+HK$664/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$25,172/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$88,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,880
−HK$808/mo
▼ 0.25% · 3.875%
HK$13,281
−HK$407/mo
Today · 4.125%
HK$13,688
baseline
▲ 0.50% · 4.625%
HK$14,521
+HK$833/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$27,376/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$88,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,329
−HK$774/mo
▼ 0.25% · 3.875%
HK$14,714
−HK$389/mo
Today · 4.125%
HK$15,103
baseline
▲ 0.50% · 4.625%
HK$15,900
+HK$797/mo
Deposit HK$1.88M · loan HK$2.82M · min. income ≈ HK$30,206/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$88,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,027
−HK$942/mo
▼ 0.25% · 3.875%
HK$15,495
−HK$474/mo
Today · 4.125%
HK$15,969
baseline
▲ 0.50% · 4.625%
HK$16,941
+HK$972/mo
Deposit HK$1.41M · loan HK$3.30M · min. income ≈ HK$31,938/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$88,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,717
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,166
−HK$455/mo
Today · 4.125%
HK$17,621
baseline
▲ 0.50% · 4.625%
HK$18,549
+HK$928/mo
Deposit HK$1.41M · loan HK$3.30M · min. income ≈ HK$35,242/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$88,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,321
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,922
−HK$610/mo
Today · 4.125%
HK$20,532
baseline
▲ 0.50% · 4.625%
HK$21,781
+HK$1,249/mo
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$41,064/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$88,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,494
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,070
−HK$585/mo
Today · 4.125%
HK$22,655
baseline
▲ 0.50% · 4.625%
HK$23,849
+HK$1,194/mo
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$45,310/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$88,221 · Scale 2, in force from 26 Feb 2026)