LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,339
−HK$6,731/mo
▼ 0.25% · 3.875%
HK$110,678
−HK$3,392/mo
Today · 4.125%
HK$114,070
baseline
▲ 0.50% · 4.625%
HK$121,011
+HK$6,941/mo
Deposit HK$23.54M · loan HK$23.54M · min. income ≈ HK$228,140/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,000,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,414
−HK$6,451/mo
▼ 0.25% · 3.875%
HK$122,616
−HK$3,249/mo
Today · 4.125%
HK$125,865
baseline
▲ 0.50% · 4.625%
HK$132,500
+HK$6,635/mo
Deposit HK$23.54M · loan HK$23.54M · min. income ≈ HK$251,730/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,000,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,807
−HK$8,077/mo
▼ 0.25% · 3.875%
HK$132,814
−HK$4,070/mo
Today · 4.125%
HK$136,884
baseline
▲ 0.50% · 4.625%
HK$145,214
+HK$8,330/mo
Deposit HK$18.83M · loan HK$28.24M · min. income ≈ HK$273,768/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,000,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,297
−HK$7,741/mo
▼ 0.25% · 3.875%
HK$147,140
−HK$3,898/mo
Today · 4.125%
HK$151,038
baseline
▲ 0.50% · 4.625%
HK$159,000
+HK$7,962/mo
Deposit HK$18.83M · loan HK$28.24M · min. income ≈ HK$302,076/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,000,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,275
−HK$9,424/mo
▼ 0.25% · 3.875%
HK$154,949
−HK$4,750/mo
Today · 4.125%
HK$159,699
baseline
▲ 0.50% · 4.625%
HK$169,416
+HK$9,717/mo
Deposit HK$14.12M · loan HK$32.95M · min. income ≈ HK$319,398/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,179
−HK$9,033/mo
▼ 0.25% · 3.875%
HK$171,663
−HK$4,549/mo
Today · 4.125%
HK$176,212
baseline
▲ 0.50% · 4.625%
HK$185,500
+HK$9,288/mo
Deposit HK$14.12M · loan HK$32.95M · min. income ≈ HK$352,424/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,211
−HK$12,116/mo
▼ 0.25% · 3.875%
HK$199,221
−HK$6,106/mo
Today · 4.125%
HK$205,327
baseline
▲ 0.50% · 4.625%
HK$217,820
+HK$12,493/mo
Deposit HK$4.71M · loan HK$42.37M · min. income ≈ HK$410,654/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,945
−HK$11,613/mo
▼ 0.25% · 3.875%
HK$220,710
−HK$5,848/mo
Today · 4.125%
HK$226,558
baseline
▲ 0.50% · 4.625%
HK$238,500
+HK$11,942/mo
Deposit HK$4.71M · loan HK$42.37M · min. income ≈ HK$453,116/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,617 · Scale 2, in force from 26 Feb 2026)