LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,340
−HK$6,731/mo
▼ 0.25% · 3.875%
HK$110,679
−HK$3,392/mo
Today · 4.125%
HK$114,071
baseline
▲ 0.50% · 4.625%
HK$121,012
+HK$6,941/mo
Deposit HK$23.54M · loan HK$23.54M · min. income ≈ HK$228,142/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,000,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,414
−HK$6,452/mo
▼ 0.25% · 3.875%
HK$122,617
−HK$3,249/mo
Today · 4.125%
HK$125,866
baseline
▲ 0.50% · 4.625%
HK$132,501
+HK$6,635/mo
Deposit HK$23.54M · loan HK$23.54M · min. income ≈ HK$251,732/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,000,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,808
−HK$8,077/mo
▼ 0.25% · 3.875%
HK$132,814
−HK$4,071/mo
Today · 4.125%
HK$136,885
baseline
▲ 0.50% · 4.625%
HK$145,214
+HK$8,329/mo
Deposit HK$18.83M · loan HK$28.24M · min. income ≈ HK$273,770/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,000,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,297
−HK$7,742/mo
▼ 0.25% · 3.875%
HK$147,140
−HK$3,899/mo
Today · 4.125%
HK$151,039
baseline
▲ 0.50% · 4.625%
HK$159,001
+HK$7,962/mo
Deposit HK$18.83M · loan HK$28.24M · min. income ≈ HK$302,078/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,000,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,276
−HK$9,423/mo
▼ 0.25% · 3.875%
HK$154,950
−HK$4,749/mo
Today · 4.125%
HK$159,699
baseline
▲ 0.50% · 4.625%
HK$169,417
+HK$9,718/mo
Deposit HK$14.12M · loan HK$32.95M · min. income ≈ HK$319,398/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,180
−HK$9,032/mo
▼ 0.25% · 3.875%
HK$171,664
−HK$4,548/mo
Today · 4.125%
HK$176,212
baseline
▲ 0.50% · 4.625%
HK$185,501
+HK$9,289/mo
Deposit HK$14.12M · loan HK$32.95M · min. income ≈ HK$352,424/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,212
−HK$12,116/mo
▼ 0.25% · 3.875%
HK$199,222
−HK$6,106/mo
Today · 4.125%
HK$205,328
baseline
▲ 0.50% · 4.625%
HK$217,821
+HK$12,493/mo
Deposit HK$4.71M · loan HK$42.37M · min. income ≈ HK$410,656/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,946
−HK$11,613/mo
▼ 0.25% · 3.875%
HK$220,711
−HK$5,848/mo
Today · 4.125%
HK$226,559
baseline
▲ 0.50% · 4.625%
HK$238,501
+HK$11,942/mo
Deposit HK$4.71M · loan HK$42.37M · min. income ≈ HK$453,118/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,626 · Scale 2, in force from 26 Feb 2026)