LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,348
−HK$6,732/mo
▼ 0.25% · 3.875%
HK$110,687
−HK$3,393/mo
Today · 4.125%
HK$114,080
baseline
▲ 0.50% · 4.625%
HK$121,021
+HK$6,941/mo
Deposit HK$23.54M · loan HK$23.54M · min. income ≈ HK$228,160/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,000,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,424
−HK$6,452/mo
▼ 0.25% · 3.875%
HK$122,626
−HK$3,250/mo
Today · 4.125%
HK$125,876
baseline
▲ 0.50% · 4.625%
HK$132,511
+HK$6,635/mo
Deposit HK$23.54M · loan HK$23.54M · min. income ≈ HK$251,752/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,000,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,818
−HK$8,078/mo
▼ 0.25% · 3.875%
HK$132,825
−HK$4,071/mo
Today · 4.125%
HK$136,896
baseline
▲ 0.50% · 4.625%
HK$145,225
+HK$8,329/mo
Deposit HK$18.83M · loan HK$28.25M · min. income ≈ HK$273,792/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,000,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,308
−HK$7,743/mo
▼ 0.25% · 3.875%
HK$147,152
−HK$3,899/mo
Today · 4.125%
HK$151,051
baseline
▲ 0.50% · 4.625%
HK$159,013
+HK$7,962/mo
Deposit HK$18.83M · loan HK$28.25M · min. income ≈ HK$302,102/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,000,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,287
−HK$9,425/mo
▼ 0.25% · 3.875%
HK$154,962
−HK$4,750/mo
Today · 4.125%
HK$159,712
baseline
▲ 0.50% · 4.625%
HK$169,430
+HK$9,718/mo
Deposit HK$14.12M · loan HK$32.95M · min. income ≈ HK$319,424/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,193
−HK$9,033/mo
▼ 0.25% · 3.875%
HK$171,677
−HK$4,549/mo
Today · 4.125%
HK$176,226
baseline
▲ 0.50% · 4.625%
HK$185,515
+HK$9,289/mo
Deposit HK$14.12M · loan HK$32.95M · min. income ≈ HK$352,452/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$2,000,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,226
−HK$12,117/mo
▼ 0.25% · 3.875%
HK$199,237
−HK$6,106/mo
Today · 4.125%
HK$205,343
baseline
▲ 0.50% · 4.625%
HK$217,838
+HK$12,495/mo
Deposit HK$4.71M · loan HK$42.37M · min. income ≈ HK$410,686/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,962
−HK$11,614/mo
▼ 0.25% · 3.875%
HK$220,728
−HK$5,848/mo
Today · 4.125%
HK$226,576
baseline
▲ 0.50% · 4.625%
HK$238,519
+HK$11,943/mo
Deposit HK$4.71M · loan HK$42.37M · min. income ≈ HK$453,152/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,000,779 · Scale 2, in force from 26 Feb 2026)