LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,363
−HK$6,733/mo
▼ 0.25% · 3.875%
HK$110,703
−HK$3,393/mo
Today · 4.125%
HK$114,096
baseline
▲ 0.50% · 4.625%
HK$121,038
+HK$6,942/mo
Deposit HK$23.54M · loan HK$23.54M · min. income ≈ HK$228,192/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,001,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,440
−HK$6,453/mo
▼ 0.25% · 3.875%
HK$122,644
−HK$3,249/mo
Today · 4.125%
HK$125,893
baseline
▲ 0.50% · 4.625%
HK$132,529
+HK$6,636/mo
Deposit HK$23.54M · loan HK$23.54M · min. income ≈ HK$251,786/mo (50% DSR)
Upfront cash ≈ HK$25.54M (deposit + AVD stamp duty HK$2,001,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,836
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$132,843
−HK$4,072/mo
Today · 4.125%
HK$136,915
baseline
▲ 0.50% · 4.625%
HK$145,246
+HK$8,331/mo
Deposit HK$18.83M · loan HK$28.25M · min. income ≈ HK$273,830/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,001,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,328
−HK$7,744/mo
▼ 0.25% · 3.875%
HK$147,172
−HK$3,900/mo
Today · 4.125%
HK$151,072
baseline
▲ 0.50% · 4.625%
HK$159,035
+HK$7,963/mo
Deposit HK$18.83M · loan HK$28.25M · min. income ≈ HK$302,144/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,001,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,308
−HK$9,426/mo
▼ 0.25% · 3.875%
HK$154,984
−HK$4,750/mo
Today · 4.125%
HK$159,734
baseline
▲ 0.50% · 4.625%
HK$169,453
+HK$9,719/mo
Deposit HK$14.13M · loan HK$32.96M · min. income ≈ HK$319,468/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$2,001,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,217
−HK$9,034/mo
▼ 0.25% · 3.875%
HK$171,701
−HK$4,550/mo
Today · 4.125%
HK$176,251
baseline
▲ 0.50% · 4.625%
HK$185,541
+HK$9,290/mo
Deposit HK$14.13M · loan HK$32.96M · min. income ≈ HK$352,502/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$2,001,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,254
−HK$12,118/mo
▼ 0.25% · 3.875%
HK$199,265
−HK$6,107/mo
Today · 4.125%
HK$205,372
baseline
▲ 0.50% · 4.625%
HK$217,869
+HK$12,497/mo
Deposit HK$4.71M · loan HK$42.38M · min. income ≈ HK$410,744/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,001,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,993
−HK$11,615/mo
▼ 0.25% · 3.875%
HK$220,759
−HK$5,849/mo
Today · 4.125%
HK$226,608
baseline
▲ 0.50% · 4.625%
HK$238,553
+HK$11,945/mo
Deposit HK$4.71M · loan HK$42.38M · min. income ≈ HK$453,216/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,001,062 · Scale 2, in force from 26 Feb 2026)