LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,737
−HK$673/mo
▼ 0.25% · 3.875%
HK$11,071
−HK$339/mo
Today · 4.125%
HK$11,410
baseline
▲ 0.50% · 4.625%
HK$12,105
+HK$695/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$22,820/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$88,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,945
−HK$645/mo
▼ 0.25% · 3.875%
HK$12,265
−HK$325/mo
Today · 4.125%
HK$12,590
baseline
▲ 0.50% · 4.625%
HK$13,254
+HK$664/mo
Deposit HK$2.35M · loan HK$2.35M · min. income ≈ HK$25,180/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$88,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,884
−HK$808/mo
▼ 0.25% · 3.875%
HK$13,285
−HK$407/mo
Today · 4.125%
HK$13,692
baseline
▲ 0.50% · 4.625%
HK$14,525
+HK$833/mo
Deposit HK$1.88M · loan HK$2.83M · min. income ≈ HK$27,384/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$88,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,334
−HK$774/mo
▼ 0.25% · 3.875%
HK$14,718
−HK$390/mo
Today · 4.125%
HK$15,108
baseline
▲ 0.50% · 4.625%
HK$15,904
+HK$796/mo
Deposit HK$1.88M · loan HK$2.83M · min. income ≈ HK$30,216/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$88,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,032
−HK$942/mo
▼ 0.25% · 3.875%
HK$15,499
−HK$475/mo
Today · 4.125%
HK$15,974
baseline
▲ 0.50% · 4.625%
HK$16,946
+HK$972/mo
Deposit HK$1.41M · loan HK$3.30M · min. income ≈ HK$31,948/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$88,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,723
−HK$903/mo
▼ 0.25% · 3.875%
HK$17,171
−HK$455/mo
Today · 4.125%
HK$17,626
baseline
▲ 0.50% · 4.625%
HK$18,555
+HK$929/mo
Deposit HK$1.41M · loan HK$3.30M · min. income ≈ HK$35,252/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$88,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,326
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,928
−HK$610/mo
Today · 4.125%
HK$20,538
baseline
▲ 0.50% · 4.625%
HK$21,788
+HK$1,250/mo
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$41,076/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$88,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,501
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,077
−HK$585/mo
Today · 4.125%
HK$22,662
baseline
▲ 0.50% · 4.625%
HK$23,857
+HK$1,195/mo
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$45,324/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$88,366 · Scale 2, in force from 26 Feb 2026)