LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,391
−HK$6,734/mo
▼ 0.25% · 3.875%
HK$110,731
−HK$3,394/mo
Today · 4.125%
HK$114,125
baseline
▲ 0.50% · 4.625%
HK$121,069
+HK$6,944/mo
Deposit HK$23.55M · loan HK$23.55M · min. income ≈ HK$228,250/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,001,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,471
−HK$6,455/mo
▼ 0.25% · 3.875%
HK$122,675
−HK$3,251/mo
Today · 4.125%
HK$125,926
baseline
▲ 0.50% · 4.625%
HK$132,564
+HK$6,638/mo
Deposit HK$23.55M · loan HK$23.55M · min. income ≈ HK$251,852/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,001,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,869
−HK$8,081/mo
▼ 0.25% · 3.875%
HK$132,877
−HK$4,073/mo
Today · 4.125%
HK$136,950
baseline
▲ 0.50% · 4.625%
HK$145,283
+HK$8,333/mo
Deposit HK$18.84M · loan HK$28.26M · min. income ≈ HK$273,900/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,001,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,365
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$147,210
−HK$3,901/mo
Today · 4.125%
HK$151,111
baseline
▲ 0.50% · 4.625%
HK$159,076
+HK$7,965/mo
Deposit HK$18.84M · loan HK$28.26M · min. income ≈ HK$302,222/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,001,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,347
−HK$9,428/mo
▼ 0.25% · 3.875%
HK$155,024
−HK$4,751/mo
Today · 4.125%
HK$159,775
baseline
▲ 0.50% · 4.625%
HK$169,497
+HK$9,722/mo
Deposit HK$14.13M · loan HK$32.97M · min. income ≈ HK$319,550/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$2,001,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,260
−HK$9,036/mo
▼ 0.25% · 3.875%
HK$171,745
−HK$4,551/mo
Today · 4.125%
HK$176,296
baseline
▲ 0.50% · 4.625%
HK$185,589
+HK$9,293/mo
Deposit HK$14.13M · loan HK$32.97M · min. income ≈ HK$352,592/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$2,001,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,303
−HK$12,122/mo
▼ 0.25% · 3.875%
HK$199,316
−HK$6,109/mo
Today · 4.125%
HK$205,425
baseline
▲ 0.50% · 4.625%
HK$217,925
+HK$12,500/mo
Deposit HK$4.71M · loan HK$42.39M · min. income ≈ HK$410,850/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,001,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,048
−HK$11,618/mo
▼ 0.25% · 3.875%
HK$220,816
−HK$5,850/mo
Today · 4.125%
HK$226,666
baseline
▲ 0.50% · 4.625%
HK$238,614
+HK$11,948/mo
Deposit HK$4.71M · loan HK$42.39M · min. income ≈ HK$453,332/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,001,577 · Scale 2, in force from 26 Feb 2026)