LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,401
−HK$6,735/mo
▼ 0.25% · 3.875%
HK$110,741
−HK$3,395/mo
Today · 4.125%
HK$114,136
baseline
▲ 0.50% · 4.625%
HK$121,081
+HK$6,945/mo
Deposit HK$23.55M · loan HK$23.55M · min. income ≈ HK$228,272/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,001,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,482
−HK$6,455/mo
▼ 0.25% · 3.875%
HK$122,687
−HK$3,250/mo
Today · 4.125%
HK$125,937
baseline
▲ 0.50% · 4.625%
HK$132,576
+HK$6,639/mo
Deposit HK$23.55M · loan HK$23.55M · min. income ≈ HK$251,874/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,001,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,881
−HK$8,082/mo
▼ 0.25% · 3.875%
HK$132,890
−HK$4,073/mo
Today · 4.125%
HK$136,963
baseline
▲ 0.50% · 4.625%
HK$145,297
+HK$8,334/mo
Deposit HK$18.84M · loan HK$28.26M · min. income ≈ HK$273,926/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,001,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,379
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$147,224
−HK$3,901/mo
Today · 4.125%
HK$151,125
baseline
▲ 0.50% · 4.625%
HK$159,091
+HK$7,966/mo
Deposit HK$18.84M · loan HK$28.26M · min. income ≈ HK$302,250/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,001,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,361
−HK$9,429/mo
▼ 0.25% · 3.875%
HK$155,038
−HK$4,752/mo
Today · 4.125%
HK$159,790
baseline
▲ 0.50% · 4.625%
HK$169,513
+HK$9,723/mo
Deposit HK$14.13M · loan HK$32.97M · min. income ≈ HK$319,580/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$2,001,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,275
−HK$9,037/mo
▼ 0.25% · 3.875%
HK$171,761
−HK$4,551/mo
Today · 4.125%
HK$176,312
baseline
▲ 0.50% · 4.625%
HK$185,606
+HK$9,294/mo
Deposit HK$14.13M · loan HK$32.97M · min. income ≈ HK$352,624/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$2,001,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,321
−HK$12,123/mo
▼ 0.25% · 3.875%
HK$199,335
−HK$6,109/mo
Today · 4.125%
HK$205,444
baseline
▲ 0.50% · 4.625%
HK$217,945
+HK$12,501/mo
Deposit HK$4.71M · loan HK$42.39M · min. income ≈ HK$410,888/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,001,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,068
−HK$11,619/mo
▼ 0.25% · 3.875%
HK$220,836
−HK$5,851/mo
Today · 4.125%
HK$226,687
baseline
▲ 0.50% · 4.625%
HK$238,636
+HK$11,949/mo
Deposit HK$4.71M · loan HK$42.39M · min. income ≈ HK$453,374/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,001,762 · Scale 2, in force from 26 Feb 2026)