LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,740
−HK$674/mo
▼ 0.25% · 3.875%
HK$11,074
−HK$340/mo
Today · 4.125%
HK$11,414
baseline
▲ 0.50% · 4.625%
HK$12,108
+HK$694/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,828/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$88,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,948
−HK$646/mo
▼ 0.25% · 3.875%
HK$12,269
−HK$325/mo
Today · 4.125%
HK$12,594
baseline
▲ 0.50% · 4.625%
HK$13,258
+HK$664/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,188/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$88,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,888
−HK$809/mo
▼ 0.25% · 3.875%
HK$13,289
−HK$408/mo
Today · 4.125%
HK$13,697
baseline
▲ 0.50% · 4.625%
HK$14,530
+HK$833/mo
Deposit HK$1.88M · loan HK$2.83M · min. income ≈ HK$27,394/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$88,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,338
−HK$775/mo
▼ 0.25% · 3.875%
HK$14,723
−HK$390/mo
Today · 4.125%
HK$15,113
baseline
▲ 0.50% · 4.625%
HK$15,909
+HK$796/mo
Deposit HK$1.88M · loan HK$2.83M · min. income ≈ HK$30,226/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$88,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,036
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,504
−HK$475/mo
Today · 4.125%
HK$15,979
baseline
▲ 0.50% · 4.625%
HK$16,952
+HK$973/mo
Deposit HK$1.41M · loan HK$3.30M · min. income ≈ HK$31,958/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$88,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,728
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,176
−HK$456/mo
Today · 4.125%
HK$17,632
baseline
▲ 0.50% · 4.625%
HK$18,561
+HK$929/mo
Deposit HK$1.41M · loan HK$3.30M · min. income ≈ HK$35,264/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$88,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,333
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,934
−HK$611/mo
Today · 4.125%
HK$20,545
baseline
▲ 0.50% · 4.625%
HK$21,795
+HK$1,250/mo
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$41,090/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$88,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,507
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,084
−HK$585/mo
Today · 4.125%
HK$22,669
baseline
▲ 0.50% · 4.625%
HK$23,864
+HK$1,195/mo
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$45,338/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$88,513 · Scale 2, in force from 26 Feb 2026)