LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,741
−HK$674/mo
▼ 0.25% · 3.875%
HK$11,075
−HK$340/mo
Today · 4.125%
HK$11,415
baseline
▲ 0.50% · 4.625%
HK$12,109
+HK$694/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,830/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$88,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,949
−HK$646/mo
▼ 0.25% · 3.875%
HK$12,270
−HK$325/mo
Today · 4.125%
HK$12,595
baseline
▲ 0.50% · 4.625%
HK$13,259
+HK$664/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,190/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$88,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,889
−HK$808/mo
▼ 0.25% · 3.875%
HK$13,290
−HK$407/mo
Today · 4.125%
HK$13,697
baseline
▲ 0.50% · 4.625%
HK$14,531
+HK$834/mo
Deposit HK$1.88M · loan HK$2.83M · min. income ≈ HK$27,394/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$88,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,339
−HK$775/mo
▼ 0.25% · 3.875%
HK$14,724
−HK$390/mo
Today · 4.125%
HK$15,114
baseline
▲ 0.50% · 4.625%
HK$15,910
+HK$796/mo
Deposit HK$1.88M · loan HK$2.83M · min. income ≈ HK$30,228/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$88,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,037
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,505
−HK$475/mo
Today · 4.125%
HK$15,980
baseline
▲ 0.50% · 4.625%
HK$16,953
+HK$973/mo
Deposit HK$1.41M · loan HK$3.30M · min. income ≈ HK$31,960/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$88,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,729
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,178
−HK$455/mo
Today · 4.125%
HK$17,633
baseline
▲ 0.50% · 4.625%
HK$18,562
+HK$929/mo
Deposit HK$1.41M · loan HK$3.30M · min. income ≈ HK$35,266/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$88,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,334
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,935
−HK$611/mo
Today · 4.125%
HK$20,546
baseline
▲ 0.50% · 4.625%
HK$21,796
+HK$1,250/mo
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$41,092/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$88,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,509
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,085
−HK$586/mo
Today · 4.125%
HK$22,671
baseline
▲ 0.50% · 4.625%
HK$23,866
+HK$1,195/mo
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$45,342/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$88,542 · Scale 2, in force from 26 Feb 2026)