LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,410
−HK$6,736/mo
▼ 0.25% · 3.875%
HK$110,751
−HK$3,395/mo
Today · 4.125%
HK$114,146
baseline
▲ 0.50% · 4.625%
HK$121,091
+HK$6,945/mo
Deposit HK$23.55M · loan HK$23.55M · min. income ≈ HK$228,292/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,001,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,493
−HK$6,455/mo
▼ 0.25% · 3.875%
HK$122,697
−HK$3,251/mo
Today · 4.125%
HK$125,948
baseline
▲ 0.50% · 4.625%
HK$132,587
+HK$6,639/mo
Deposit HK$23.55M · loan HK$23.55M · min. income ≈ HK$251,896/mo (50% DSR)
Upfront cash ≈ HK$25.55M (deposit + AVD stamp duty HK$2,001,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,892
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$132,901
−HK$4,074/mo
Today · 4.125%
HK$136,975
baseline
▲ 0.50% · 4.625%
HK$145,309
+HK$8,334/mo
Deposit HK$18.84M · loan HK$28.26M · min. income ≈ HK$273,950/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,001,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,391
−HK$7,747/mo
▼ 0.25% · 3.875%
HK$147,237
−HK$3,901/mo
Today · 4.125%
HK$151,138
baseline
▲ 0.50% · 4.625%
HK$159,105
+HK$7,967/mo
Deposit HK$18.84M · loan HK$28.26M · min. income ≈ HK$302,276/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,001,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,374
−HK$9,430/mo
▼ 0.25% · 3.875%
HK$155,052
−HK$4,752/mo
Today · 4.125%
HK$159,804
baseline
▲ 0.50% · 4.625%
HK$169,528
+HK$9,724/mo
Deposit HK$14.13M · loan HK$32.97M · min. income ≈ HK$319,608/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$2,001,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,290
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$171,776
−HK$4,552/mo
Today · 4.125%
HK$176,328
baseline
▲ 0.50% · 4.625%
HK$185,622
+HK$9,294/mo
Deposit HK$14.13M · loan HK$32.97M · min. income ≈ HK$352,656/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$2,001,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,338
−HK$12,124/mo
▼ 0.25% · 3.875%
HK$199,352
−HK$6,110/mo
Today · 4.125%
HK$205,462
baseline
▲ 0.50% · 4.625%
HK$217,964
+HK$12,502/mo
Deposit HK$4.71M · loan HK$42.39M · min. income ≈ HK$410,924/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,001,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,087
−HK$11,620/mo
▼ 0.25% · 3.875%
HK$220,855
−HK$5,852/mo
Today · 4.125%
HK$226,707
baseline
▲ 0.50% · 4.625%
HK$238,657
+HK$11,950/mo
Deposit HK$4.71M · loan HK$42.39M · min. income ≈ HK$453,414/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,001,936 · Scale 2, in force from 26 Feb 2026)