LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,434
−HK$6,737/mo
▼ 0.25% · 3.875%
HK$110,776
−HK$3,395/mo
Today · 4.125%
HK$114,171
baseline
▲ 0.50% · 4.625%
HK$121,118
+HK$6,947/mo
Deposit HK$23.56M · loan HK$23.56M · min. income ≈ HK$228,342/mo (50% DSR)
Upfront cash ≈ HK$25.56M (deposit + AVD stamp duty HK$2,002,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,519
−HK$6,457/mo
▼ 0.25% · 3.875%
HK$122,725
−HK$3,251/mo
Today · 4.125%
HK$125,976
baseline
▲ 0.50% · 4.625%
HK$132,617
+HK$6,641/mo
Deposit HK$23.56M · loan HK$23.56M · min. income ≈ HK$251,952/mo (50% DSR)
Upfront cash ≈ HK$25.56M (deposit + AVD stamp duty HK$2,002,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,921
−HK$8,084/mo
▼ 0.25% · 3.875%
HK$132,931
−HK$4,074/mo
Today · 4.125%
HK$137,005
baseline
▲ 0.50% · 4.625%
HK$145,342
+HK$8,337/mo
Deposit HK$18.85M · loan HK$28.27M · min. income ≈ HK$274,010/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,002,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,423
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$147,269
−HK$3,903/mo
Today · 4.125%
HK$151,172
baseline
▲ 0.50% · 4.625%
HK$159,140
+HK$7,968/mo
Deposit HK$18.85M · loan HK$28.27M · min. income ≈ HK$302,344/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,002,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,407
−HK$9,432/mo
▼ 0.25% · 3.875%
HK$155,086
−HK$4,753/mo
Today · 4.125%
HK$159,839
baseline
▲ 0.50% · 4.625%
HK$169,565
+HK$9,726/mo
Deposit HK$14.13M · loan HK$32.98M · min. income ≈ HK$319,678/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$2,002,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,327
−HK$9,040/mo
▼ 0.25% · 3.875%
HK$171,814
−HK$4,553/mo
Today · 4.125%
HK$176,367
baseline
▲ 0.50% · 4.625%
HK$185,663
+HK$9,296/mo
Deposit HK$14.13M · loan HK$32.98M · min. income ≈ HK$352,734/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$2,002,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,381
−HK$12,127/mo
▼ 0.25% · 3.875%
HK$199,396
−HK$6,112/mo
Today · 4.125%
HK$205,508
baseline
▲ 0.50% · 4.625%
HK$218,012
+HK$12,504/mo
Deposit HK$4.71M · loan HK$42.40M · min. income ≈ HK$411,016/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,002,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,134
−HK$11,623/mo
▼ 0.25% · 3.875%
HK$220,904
−HK$5,853/mo
Today · 4.125%
HK$226,757
baseline
▲ 0.50% · 4.625%
HK$238,710
+HK$11,953/mo
Deposit HK$4.71M · loan HK$42.40M · min. income ≈ HK$453,514/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,002,380 · Scale 2, in force from 26 Feb 2026)