LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,744
−HK$674/mo
▼ 0.25% · 3.875%
HK$11,079
−HK$339/mo
Today · 4.125%
HK$11,418
baseline
▲ 0.50% · 4.625%
HK$12,113
+HK$695/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,836/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$88,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,953
−HK$646/mo
▼ 0.25% · 3.875%
HK$12,274
−HK$325/mo
Today · 4.125%
HK$12,599
baseline
▲ 0.50% · 4.625%
HK$13,263
+HK$664/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,198/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$88,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,893
−HK$809/mo
▼ 0.25% · 3.875%
HK$13,294
−HK$408/mo
Today · 4.125%
HK$13,702
baseline
▲ 0.50% · 4.625%
HK$14,536
+HK$834/mo
Deposit HK$1.88M · loan HK$2.83M · min. income ≈ HK$27,404/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$88,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,344
−HK$775/mo
▼ 0.25% · 3.875%
HK$14,728
−HK$391/mo
Today · 4.125%
HK$15,119
baseline
▲ 0.50% · 4.625%
HK$15,916
+HK$797/mo
Deposit HK$1.88M · loan HK$2.83M · min. income ≈ HK$30,238/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$88,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,042
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,510
−HK$475/mo
Today · 4.125%
HK$15,985
baseline
▲ 0.50% · 4.625%
HK$16,958
+HK$973/mo
Deposit HK$1.41M · loan HK$3.30M · min. income ≈ HK$31,970/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$88,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,734
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,183
−HK$455/mo
Today · 4.125%
HK$17,638
baseline
▲ 0.50% · 4.625%
HK$18,568
+HK$930/mo
Deposit HK$1.41M · loan HK$3.30M · min. income ≈ HK$35,276/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$88,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,340
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,942
−HK$611/mo
Today · 4.125%
HK$20,553
baseline
▲ 0.50% · 4.625%
HK$21,803
+HK$1,250/mo
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$41,106/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$88,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,516
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,093
−HK$585/mo
Today · 4.125%
HK$22,678
baseline
▲ 0.50% · 4.625%
HK$23,873
+HK$1,195/mo
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$45,356/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$88,694 · Scale 2, in force from 26 Feb 2026)