LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,450
−HK$6,738/mo
▼ 0.25% · 3.875%
HK$110,793
−HK$3,395/mo
Today · 4.125%
HK$114,188
baseline
▲ 0.50% · 4.625%
HK$121,136
+HK$6,948/mo
Deposit HK$23.56M · loan HK$23.56M · min. income ≈ HK$228,376/mo (50% DSR)
Upfront cash ≈ HK$25.56M (deposit + AVD stamp duty HK$2,002,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,537
−HK$6,459/mo
▼ 0.25% · 3.875%
HK$122,743
−HK$3,253/mo
Today · 4.125%
HK$125,996
baseline
▲ 0.50% · 4.625%
HK$132,637
+HK$6,641/mo
Deposit HK$23.56M · loan HK$23.56M · min. income ≈ HK$251,992/mo (50% DSR)
Upfront cash ≈ HK$25.56M (deposit + AVD stamp duty HK$2,002,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,940
−HK$8,086/mo
▼ 0.25% · 3.875%
HK$132,951
−HK$4,075/mo
Today · 4.125%
HK$137,026
baseline
▲ 0.50% · 4.625%
HK$145,364
+HK$8,338/mo
Deposit HK$18.85M · loan HK$28.27M · min. income ≈ HK$274,052/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,002,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,445
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$147,292
−HK$3,903/mo
Today · 4.125%
HK$151,195
baseline
▲ 0.50% · 4.625%
HK$159,164
+HK$7,969/mo
Deposit HK$18.85M · loan HK$28.27M · min. income ≈ HK$302,390/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,002,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,430
−HK$9,434/mo
▼ 0.25% · 3.875%
HK$155,110
−HK$4,754/mo
Today · 4.125%
HK$159,864
baseline
▲ 0.50% · 4.625%
HK$169,591
+HK$9,727/mo
Deposit HK$14.14M · loan HK$32.99M · min. income ≈ HK$319,728/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$2,002,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,352
−HK$9,042/mo
▼ 0.25% · 3.875%
HK$171,841
−HK$4,553/mo
Today · 4.125%
HK$176,394
baseline
▲ 0.50% · 4.625%
HK$185,692
+HK$9,298/mo
Deposit HK$14.14M · loan HK$32.99M · min. income ≈ HK$352,788/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$2,002,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,411
−HK$12,128/mo
▼ 0.25% · 3.875%
HK$199,427
−HK$6,112/mo
Today · 4.125%
HK$205,539
baseline
▲ 0.50% · 4.625%
HK$218,046
+HK$12,507/mo
Deposit HK$4.71M · loan HK$42.41M · min. income ≈ HK$411,078/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,002,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,167
−HK$11,625/mo
▼ 0.25% · 3.875%
HK$220,938
−HK$5,854/mo
Today · 4.125%
HK$226,792
baseline
▲ 0.50% · 4.625%
HK$238,747
+HK$11,955/mo
Deposit HK$4.71M · loan HK$42.41M · min. income ≈ HK$453,584/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$2,002,686 · Scale 2, in force from 26 Feb 2026)