LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,452
−HK$6,739/mo
▼ 0.25% · 3.875%
HK$110,795
−HK$3,396/mo
Today · 4.125%
HK$114,191
baseline
▲ 0.50% · 4.625%
HK$121,139
+HK$6,948/mo
Deposit HK$23.56M · loan HK$23.56M · min. income ≈ HK$228,382/mo (50% DSR)
Upfront cash ≈ HK$25.56M (deposit + AVD stamp duty HK$2,002,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,540
−HK$6,458/mo
▼ 0.25% · 3.875%
HK$122,746
−HK$3,252/mo
Today · 4.125%
HK$125,998
baseline
▲ 0.50% · 4.625%
HK$132,640
+HK$6,642/mo
Deposit HK$23.56M · loan HK$23.56M · min. income ≈ HK$251,996/mo (50% DSR)
Upfront cash ≈ HK$25.56M (deposit + AVD stamp duty HK$2,002,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,943
−HK$8,086/mo
▼ 0.25% · 3.875%
HK$132,954
−HK$4,075/mo
Today · 4.125%
HK$137,029
baseline
▲ 0.50% · 4.625%
HK$145,367
+HK$8,338/mo
Deposit HK$18.85M · loan HK$28.27M · min. income ≈ HK$274,058/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,002,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,448
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$147,295
−HK$3,903/mo
Today · 4.125%
HK$151,198
baseline
▲ 0.50% · 4.625%
HK$159,167
+HK$7,969/mo
Deposit HK$18.85M · loan HK$28.27M · min. income ≈ HK$302,396/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,002,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,433
−HK$9,434/mo
▼ 0.25% · 3.875%
HK$155,113
−HK$4,754/mo
Today · 4.125%
HK$159,867
baseline
▲ 0.50% · 4.625%
HK$169,594
+HK$9,727/mo
Deposit HK$14.14M · loan HK$32.99M · min. income ≈ HK$319,734/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$2,002,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,356
−HK$9,041/mo
▼ 0.25% · 3.875%
HK$171,844
−HK$4,553/mo
Today · 4.125%
HK$176,397
baseline
▲ 0.50% · 4.625%
HK$185,695
+HK$9,298/mo
Deposit HK$14.14M · loan HK$32.99M · min. income ≈ HK$352,794/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$2,002,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,414
−HK$12,129/mo
▼ 0.25% · 3.875%
HK$199,430
−HK$6,113/mo
Today · 4.125%
HK$205,543
baseline
▲ 0.50% · 4.625%
HK$218,050
+HK$12,507/mo
Deposit HK$4.71M · loan HK$42.41M · min. income ≈ HK$411,086/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,002,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,171
−HK$11,625/mo
▼ 0.25% · 3.875%
HK$220,942
−HK$5,854/mo
Today · 4.125%
HK$226,796
baseline
▲ 0.50% · 4.625%
HK$238,751
+HK$11,955/mo
Deposit HK$4.71M · loan HK$42.41M · min. income ≈ HK$453,592/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,002,725 · Scale 2, in force from 26 Feb 2026)