LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,511
−HK$6,742/mo
▼ 0.25% · 3.875%
HK$110,856
−HK$3,397/mo
Today · 4.125%
HK$114,253
baseline
▲ 0.50% · 4.625%
HK$121,205
+HK$6,952/mo
Deposit HK$23.57M · loan HK$23.57M · min. income ≈ HK$228,506/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,003,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,605
−HK$6,462/mo
▼ 0.25% · 3.875%
HK$122,813
−HK$3,254/mo
Today · 4.125%
HK$126,067
baseline
▲ 0.50% · 4.625%
HK$132,712
+HK$6,645/mo
Deposit HK$23.57M · loan HK$23.57M · min. income ≈ HK$252,134/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,003,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,014
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$133,027
−HK$4,077/mo
Today · 4.125%
HK$137,104
baseline
▲ 0.50% · 4.625%
HK$145,446
+HK$8,342/mo
Deposit HK$18.86M · loan HK$28.29M · min. income ≈ HK$274,208/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,003,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,526
−HK$7,755/mo
▼ 0.25% · 3.875%
HK$147,376
−HK$3,905/mo
Today · 4.125%
HK$151,281
baseline
▲ 0.50% · 4.625%
HK$159,255
+HK$7,974/mo
Deposit HK$18.86M · loan HK$28.29M · min. income ≈ HK$302,562/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,003,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,516
−HK$9,439/mo
▼ 0.25% · 3.875%
HK$155,198
−HK$4,757/mo
Today · 4.125%
HK$159,955
baseline
▲ 0.50% · 4.625%
HK$169,687
+HK$9,732/mo
Deposit HK$14.14M · loan HK$33.00M · min. income ≈ HK$319,910/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$2,003,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,447
−HK$9,047/mo
▼ 0.25% · 3.875%
HK$171,938
−HK$4,556/mo
Today · 4.125%
HK$176,494
baseline
▲ 0.50% · 4.625%
HK$185,797
+HK$9,303/mo
Deposit HK$14.14M · loan HK$33.00M · min. income ≈ HK$352,988/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$2,003,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,520
−HK$12,136/mo
▼ 0.25% · 3.875%
HK$199,540
−HK$6,116/mo
Today · 4.125%
HK$205,656
baseline
▲ 0.50% · 4.625%
HK$218,169
+HK$12,513/mo
Deposit HK$4.71M · loan HK$42.43M · min. income ≈ HK$411,312/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,003,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,289
−HK$11,632/mo
▼ 0.25% · 3.875%
HK$221,063
−HK$5,858/mo
Today · 4.125%
HK$226,921
baseline
▲ 0.50% · 4.625%
HK$238,882
+HK$11,961/mo
Deposit HK$4.71M · loan HK$42.43M · min. income ≈ HK$453,842/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,003,824 · Scale 2, in force from 26 Feb 2026)