LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,520
−HK$6,742/mo
▼ 0.25% · 3.875%
HK$110,864
−HK$3,398/mo
Today · 4.125%
HK$114,262
baseline
▲ 0.50% · 4.625%
HK$121,215
+HK$6,953/mo
Deposit HK$23.58M · loan HK$23.58M · min. income ≈ HK$228,524/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,003,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,615
−HK$6,462/mo
▼ 0.25% · 3.875%
HK$122,823
−HK$3,254/mo
Today · 4.125%
HK$126,077
baseline
▲ 0.50% · 4.625%
HK$132,723
+HK$6,646/mo
Deposit HK$23.58M · loan HK$23.58M · min. income ≈ HK$252,154/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,003,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,024
−HK$8,091/mo
▼ 0.25% · 3.875%
HK$133,037
−HK$4,078/mo
Today · 4.125%
HK$137,115
baseline
▲ 0.50% · 4.625%
HK$145,458
+HK$8,343/mo
Deposit HK$18.86M · loan HK$28.29M · min. income ≈ HK$274,230/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,003,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,538
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$147,387
−HK$3,905/mo
Today · 4.125%
HK$151,292
baseline
▲ 0.50% · 4.625%
HK$159,267
+HK$7,975/mo
Deposit HK$18.86M · loan HK$28.29M · min. income ≈ HK$302,584/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,003,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,528
−HK$9,439/mo
▼ 0.25% · 3.875%
HK$155,210
−HK$4,757/mo
Today · 4.125%
HK$159,967
baseline
▲ 0.50% · 4.625%
HK$169,701
+HK$9,734/mo
Deposit HK$14.15M · loan HK$33.01M · min. income ≈ HK$319,934/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$2,003,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,460
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$171,952
−HK$4,556/mo
Today · 4.125%
HK$176,508
baseline
▲ 0.50% · 4.625%
HK$185,812
+HK$9,304/mo
Deposit HK$14.15M · loan HK$33.01M · min. income ≈ HK$353,016/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$2,003,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,535
−HK$12,137/mo
▼ 0.25% · 3.875%
HK$199,556
−HK$6,116/mo
Today · 4.125%
HK$205,672
baseline
▲ 0.50% · 4.625%
HK$218,186
+HK$12,514/mo
Deposit HK$4.72M · loan HK$42.44M · min. income ≈ HK$411,344/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,003,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,306
−HK$11,633/mo
▼ 0.25% · 3.875%
HK$221,081
−HK$5,858/mo
Today · 4.125%
HK$226,939
baseline
▲ 0.50% · 4.625%
HK$238,901
+HK$11,962/mo
Deposit HK$4.72M · loan HK$42.44M · min. income ≈ HK$453,878/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,003,980 · Scale 2, in force from 26 Feb 2026)