LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,529
−HK$6,743/mo
▼ 0.25% · 3.875%
HK$110,873
−HK$3,399/mo
Today · 4.125%
HK$114,272
baseline
▲ 0.50% · 4.625%
HK$121,225
+HK$6,953/mo
Deposit HK$23.58M · loan HK$23.58M · min. income ≈ HK$228,544/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,004,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,624
−HK$6,463/mo
▼ 0.25% · 3.875%
HK$122,833
−HK$3,254/mo
Today · 4.125%
HK$126,087
baseline
▲ 0.50% · 4.625%
HK$132,734
+HK$6,647/mo
Deposit HK$23.58M · loan HK$23.58M · min. income ≈ HK$252,174/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,004,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,034
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$133,048
−HK$4,078/mo
Today · 4.125%
HK$137,126
baseline
▲ 0.50% · 4.625%
HK$145,470
+HK$8,344/mo
Deposit HK$18.86M · loan HK$28.29M · min. income ≈ HK$274,252/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,549
−HK$7,756/mo
▼ 0.25% · 3.875%
HK$147,399
−HK$3,906/mo
Today · 4.125%
HK$151,305
baseline
▲ 0.50% · 4.625%
HK$159,280
+HK$7,975/mo
Deposit HK$18.86M · loan HK$28.29M · min. income ≈ HK$302,610/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,540
−HK$9,440/mo
▼ 0.25% · 3.875%
HK$155,223
−HK$4,757/mo
Today · 4.125%
HK$159,980
baseline
▲ 0.50% · 4.625%
HK$169,715
+HK$9,735/mo
Deposit HK$14.15M · loan HK$33.01M · min. income ≈ HK$319,960/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$2,004,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,474
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$171,966
−HK$4,556/mo
Today · 4.125%
HK$176,522
baseline
▲ 0.50% · 4.625%
HK$185,827
+HK$9,305/mo
Deposit HK$14.15M · loan HK$33.01M · min. income ≈ HK$353,044/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$2,004,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,551
−HK$12,138/mo
▼ 0.25% · 3.875%
HK$199,572
−HK$6,117/mo
Today · 4.125%
HK$205,689
baseline
▲ 0.50% · 4.625%
HK$218,204
+HK$12,515/mo
Deposit HK$4.72M · loan HK$42.44M · min. income ≈ HK$411,378/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,324
−HK$11,633/mo
▼ 0.25% · 3.875%
HK$221,099
−HK$5,858/mo
Today · 4.125%
HK$226,957
baseline
▲ 0.50% · 4.625%
HK$238,920
+HK$11,963/mo
Deposit HK$4.72M · loan HK$42.44M · min. income ≈ HK$453,914/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,145 · Scale 2, in force from 26 Feb 2026)