LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,534
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$110,879
−HK$3,399/mo
Today · 4.125%
HK$114,278
baseline
▲ 0.50% · 4.625%
HK$121,231
+HK$6,953/mo
Deposit HK$23.58M · loan HK$23.58M · min. income ≈ HK$228,556/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,004,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,631
−HK$6,463/mo
▼ 0.25% · 3.875%
HK$122,839
−HK$3,255/mo
Today · 4.125%
HK$126,094
baseline
▲ 0.50% · 4.625%
HK$132,741
+HK$6,647/mo
Deposit HK$23.58M · loan HK$23.58M · min. income ≈ HK$252,188/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,004,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,041
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$133,055
−HK$4,078/mo
Today · 4.125%
HK$137,133
baseline
▲ 0.50% · 4.625%
HK$145,477
+HK$8,344/mo
Deposit HK$18.86M · loan HK$28.30M · min. income ≈ HK$274,266/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,557
−HK$7,756/mo
▼ 0.25% · 3.875%
HK$147,407
−HK$3,906/mo
Today · 4.125%
HK$151,313
baseline
▲ 0.50% · 4.625%
HK$159,289
+HK$7,976/mo
Deposit HK$18.86M · loan HK$28.30M · min. income ≈ HK$302,626/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,548
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$155,231
−HK$4,758/mo
Today · 4.125%
HK$159,989
baseline
▲ 0.50% · 4.625%
HK$169,724
+HK$9,735/mo
Deposit HK$14.15M · loan HK$33.01M · min. income ≈ HK$319,978/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$2,004,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,483
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$171,975
−HK$4,557/mo
Today · 4.125%
HK$176,532
baseline
▲ 0.50% · 4.625%
HK$185,837
+HK$9,305/mo
Deposit HK$14.15M · loan HK$33.01M · min. income ≈ HK$353,064/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$2,004,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,562
−HK$12,138/mo
▼ 0.25% · 3.875%
HK$199,583
−HK$6,117/mo
Today · 4.125%
HK$205,700
baseline
▲ 0.50% · 4.625%
HK$218,216
+HK$12,516/mo
Deposit HK$4.72M · loan HK$42.44M · min. income ≈ HK$411,400/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,336
−HK$11,634/mo
▼ 0.25% · 3.875%
HK$221,111
−HK$5,859/mo
Today · 4.125%
HK$226,970
baseline
▲ 0.50% · 4.625%
HK$238,933
+HK$11,963/mo
Deposit HK$4.72M · loan HK$42.44M · min. income ≈ HK$453,940/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,253 · Scale 2, in force from 26 Feb 2026)