LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,535
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$110,880
−HK$3,399/mo
Today · 4.125%
HK$114,279
baseline
▲ 0.50% · 4.625%
HK$121,232
+HK$6,953/mo
Deposit HK$23.58M · loan HK$23.58M · min. income ≈ HK$228,558/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,004,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,632
−HK$6,463/mo
▼ 0.25% · 3.875%
HK$122,840
−HK$3,255/mo
Today · 4.125%
HK$126,095
baseline
▲ 0.50% · 4.625%
HK$132,742
+HK$6,647/mo
Deposit HK$23.58M · loan HK$23.58M · min. income ≈ HK$252,190/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,004,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,042
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$133,056
−HK$4,078/mo
Today · 4.125%
HK$137,134
baseline
▲ 0.50% · 4.625%
HK$145,479
+HK$8,345/mo
Deposit HK$18.86M · loan HK$28.30M · min. income ≈ HK$274,268/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,558
−HK$7,756/mo
▼ 0.25% · 3.875%
HK$147,408
−HK$3,906/mo
Today · 4.125%
HK$151,314
baseline
▲ 0.50% · 4.625%
HK$159,290
+HK$7,976/mo
Deposit HK$18.86M · loan HK$28.30M · min. income ≈ HK$302,628/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,549
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$155,232
−HK$4,758/mo
Today · 4.125%
HK$159,990
baseline
▲ 0.50% · 4.625%
HK$169,725
+HK$9,735/mo
Deposit HK$14.15M · loan HK$33.01M · min. income ≈ HK$319,980/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$2,004,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,485
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$171,976
−HK$4,557/mo
Today · 4.125%
HK$176,533
baseline
▲ 0.50% · 4.625%
HK$185,839
+HK$9,306/mo
Deposit HK$14.15M · loan HK$33.01M · min. income ≈ HK$353,066/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$2,004,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,563
−HK$12,138/mo
▼ 0.25% · 3.875%
HK$199,584
−HK$6,117/mo
Today · 4.125%
HK$205,701
baseline
▲ 0.50% · 4.625%
HK$218,218
+HK$12,517/mo
Deposit HK$4.72M · loan HK$42.44M · min. income ≈ HK$411,402/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,337
−HK$11,634/mo
▼ 0.25% · 3.875%
HK$221,112
−HK$5,859/mo
Today · 4.125%
HK$226,971
baseline
▲ 0.50% · 4.625%
HK$238,935
+HK$11,964/mo
Deposit HK$4.72M · loan HK$42.44M · min. income ≈ HK$453,942/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,268 · Scale 2, in force from 26 Feb 2026)