LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,536
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$110,881
−HK$3,399/mo
Today · 4.125%
HK$114,280
baseline
▲ 0.50% · 4.625%
HK$121,233
+HK$6,953/mo
Deposit HK$23.58M · loan HK$23.58M · min. income ≈ HK$228,560/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,004,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,633
−HK$6,463/mo
▼ 0.25% · 3.875%
HK$122,842
−HK$3,254/mo
Today · 4.125%
HK$126,096
baseline
▲ 0.50% · 4.625%
HK$132,743
+HK$6,647/mo
Deposit HK$23.58M · loan HK$23.58M · min. income ≈ HK$252,192/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,004,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,044
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$133,058
−HK$4,078/mo
Today · 4.125%
HK$137,136
baseline
▲ 0.50% · 4.625%
HK$145,480
+HK$8,344/mo
Deposit HK$18.86M · loan HK$28.30M · min. income ≈ HK$274,272/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,560
−HK$7,756/mo
▼ 0.25% · 3.875%
HK$147,410
−HK$3,906/mo
Today · 4.125%
HK$151,316
baseline
▲ 0.50% · 4.625%
HK$159,292
+HK$7,976/mo
Deposit HK$18.86M · loan HK$28.30M · min. income ≈ HK$302,632/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,551
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$155,234
−HK$4,758/mo
Today · 4.125%
HK$159,992
baseline
▲ 0.50% · 4.625%
HK$169,727
+HK$9,735/mo
Deposit HK$14.15M · loan HK$33.01M · min. income ≈ HK$319,984/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$2,004,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,486
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$171,978
−HK$4,557/mo
Today · 4.125%
HK$176,535
baseline
▲ 0.50% · 4.625%
HK$185,840
+HK$9,305/mo
Deposit HK$14.15M · loan HK$33.01M · min. income ≈ HK$353,070/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$2,004,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,565
−HK$12,139/mo
▼ 0.25% · 3.875%
HK$199,586
−HK$6,118/mo
Today · 4.125%
HK$205,704
baseline
▲ 0.50% · 4.625%
HK$218,220
+HK$12,516/mo
Deposit HK$4.72M · loan HK$42.44M · min. income ≈ HK$411,408/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,339
−HK$11,635/mo
▼ 0.25% · 3.875%
HK$221,115
−HK$5,859/mo
Today · 4.125%
HK$226,974
baseline
▲ 0.50% · 4.625%
HK$238,938
+HK$11,964/mo
Deposit HK$4.72M · loan HK$42.44M · min. income ≈ HK$453,948/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,289 · Scale 2, in force from 26 Feb 2026)