LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,755
−HK$675/mo
▼ 0.25% · 3.875%
HK$11,090
−HK$340/mo
Today · 4.125%
HK$11,430
baseline
▲ 0.50% · 4.625%
HK$12,125
+HK$695/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,860/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,965
−HK$646/mo
▼ 0.25% · 3.875%
HK$12,286
−HK$325/mo
Today · 4.125%
HK$12,611
baseline
▲ 0.50% · 4.625%
HK$13,276
+HK$665/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,222/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,906
−HK$809/mo
▼ 0.25% · 3.875%
HK$13,308
−HK$407/mo
Today · 4.125%
HK$13,715
baseline
▲ 0.50% · 4.625%
HK$14,550
+HK$835/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$27,430/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,358
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,743
−HK$391/mo
Today · 4.125%
HK$15,134
baseline
▲ 0.50% · 4.625%
HK$15,931
+HK$797/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$30,268/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,057
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,525
−HK$476/mo
Today · 4.125%
HK$16,001
baseline
▲ 0.50% · 4.625%
HK$16,975
+HK$974/mo
Deposit HK$1.41M · loan HK$3.30M · min. income ≈ HK$32,002/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$89,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,751
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,200
−HK$456/mo
Today · 4.125%
HK$17,656
baseline
▲ 0.50% · 4.625%
HK$18,587
+HK$931/mo
Deposit HK$1.41M · loan HK$3.30M · min. income ≈ HK$35,312/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$89,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,359
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,961
−HK$612/mo
Today · 4.125%
HK$20,573
baseline
▲ 0.50% · 4.625%
HK$21,825
+HK$1,252/mo
Deposit HK$472K · loan HK$4.24M · min. income ≈ HK$41,146/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$89,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,537
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,114
−HK$586/mo
Today · 4.125%
HK$22,700
baseline
▲ 0.50% · 4.625%
HK$23,897
+HK$1,197/mo
Deposit HK$472K · loan HK$4.24M · min. income ≈ HK$45,400/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$89,162 · Scale 2, in force from 26 Feb 2026)