LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,560
−HK$6,745/mo
▼ 0.25% · 3.875%
HK$110,906
−HK$3,399/mo
Today · 4.125%
HK$114,305
baseline
▲ 0.50% · 4.625%
HK$121,261
+HK$6,956/mo
Deposit HK$23.59M · loan HK$23.59M · min. income ≈ HK$228,610/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,004,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,660
−HK$6,465/mo
▼ 0.25% · 3.875%
HK$122,869
−HK$3,256/mo
Today · 4.125%
HK$126,125
baseline
▲ 0.50% · 4.625%
HK$132,773
+HK$6,648/mo
Deposit HK$23.59M · loan HK$23.59M · min. income ≈ HK$252,250/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,004,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,072
−HK$8,094/mo
▼ 0.25% · 3.875%
HK$133,087
−HK$4,079/mo
Today · 4.125%
HK$137,166
baseline
▲ 0.50% · 4.625%
HK$145,513
+HK$8,347/mo
Deposit HK$18.87M · loan HK$28.30M · min. income ≈ HK$274,332/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,592
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$147,443
−HK$3,907/mo
Today · 4.125%
HK$151,350
baseline
▲ 0.50% · 4.625%
HK$159,327
+HK$7,977/mo
Deposit HK$18.87M · loan HK$28.30M · min. income ≈ HK$302,700/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,584
−HK$9,443/mo
▼ 0.25% · 3.875%
HK$155,269
−HK$4,758/mo
Today · 4.125%
HK$160,027
baseline
▲ 0.50% · 4.625%
HK$169,765
+HK$9,738/mo
Deposit HK$14.15M · loan HK$33.02M · min. income ≈ HK$320,054/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,004,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,524
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$172,017
−HK$4,558/mo
Today · 4.125%
HK$176,575
baseline
▲ 0.50% · 4.625%
HK$185,882
+HK$9,307/mo
Deposit HK$14.15M · loan HK$33.02M · min. income ≈ HK$353,150/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,004,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,609
−HK$12,141/mo
▼ 0.25% · 3.875%
HK$199,631
−HK$6,119/mo
Today · 4.125%
HK$205,750
baseline
▲ 0.50% · 4.625%
HK$218,269
+HK$12,519/mo
Deposit HK$4.72M · loan HK$42.45M · min. income ≈ HK$411,500/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,388
−HK$11,636/mo
▼ 0.25% · 3.875%
HK$221,164
−HK$5,860/mo
Today · 4.125%
HK$227,024
baseline
▲ 0.50% · 4.625%
HK$238,991
+HK$11,967/mo
Deposit HK$4.72M · loan HK$42.45M · min. income ≈ HK$454,048/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,738 · Scale 2, in force from 26 Feb 2026)