LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,565
−HK$6,745/mo
▼ 0.25% · 3.875%
HK$110,911
−HK$3,399/mo
Today · 4.125%
HK$114,310
baseline
▲ 0.50% · 4.625%
HK$121,266
+HK$6,956/mo
Deposit HK$23.59M · loan HK$23.59M · min. income ≈ HK$228,620/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,004,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,665
−HK$6,465/mo
▼ 0.25% · 3.875%
HK$122,874
−HK$3,256/mo
Today · 4.125%
HK$126,130
baseline
▲ 0.50% · 4.625%
HK$132,779
+HK$6,649/mo
Deposit HK$23.59M · loan HK$23.59M · min. income ≈ HK$252,260/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,004,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,078
−HK$8,095/mo
▼ 0.25% · 3.875%
HK$133,093
−HK$4,080/mo
Today · 4.125%
HK$137,173
baseline
▲ 0.50% · 4.625%
HK$145,519
+HK$8,346/mo
Deposit HK$18.87M · loan HK$28.30M · min. income ≈ HK$274,346/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,598
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$147,449
−HK$3,907/mo
Today · 4.125%
HK$151,356
baseline
▲ 0.50% · 4.625%
HK$159,335
+HK$7,979/mo
Deposit HK$18.87M · loan HK$28.30M · min. income ≈ HK$302,712/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,591
−HK$9,444/mo
▼ 0.25% · 3.875%
HK$155,275
−HK$4,760/mo
Today · 4.125%
HK$160,035
baseline
▲ 0.50% · 4.625%
HK$169,772
+HK$9,737/mo
Deposit HK$14.15M · loan HK$33.02M · min. income ≈ HK$320,070/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,004,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,531
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$172,024
−HK$4,558/mo
Today · 4.125%
HK$176,582
baseline
▲ 0.50% · 4.625%
HK$185,890
+HK$9,308/mo
Deposit HK$14.15M · loan HK$33.02M · min. income ≈ HK$353,164/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,004,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,617
−HK$12,142/mo
▼ 0.25% · 3.875%
HK$199,640
−HK$6,119/mo
Today · 4.125%
HK$205,759
baseline
▲ 0.50% · 4.625%
HK$218,279
+HK$12,520/mo
Deposit HK$4.72M · loan HK$42.46M · min. income ≈ HK$411,518/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,397
−HK$11,637/mo
▼ 0.25% · 3.875%
HK$221,174
−HK$5,860/mo
Today · 4.125%
HK$227,034
baseline
▲ 0.50% · 4.625%
HK$239,002
+HK$11,968/mo
Deposit HK$4.72M · loan HK$42.46M · min. income ≈ HK$454,068/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,827 · Scale 2, in force from 26 Feb 2026)