LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,568
−HK$6,745/mo
▼ 0.25% · 3.875%
HK$110,914
−HK$3,399/mo
Today · 4.125%
HK$114,313
baseline
▲ 0.50% · 4.625%
HK$121,269
+HK$6,956/mo
Deposit HK$23.59M · loan HK$23.59M · min. income ≈ HK$228,626/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,004,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,668
−HK$6,465/mo
▼ 0.25% · 3.875%
HK$122,877
−HK$3,256/mo
Today · 4.125%
HK$126,133
baseline
▲ 0.50% · 4.625%
HK$132,782
+HK$6,649/mo
Deposit HK$23.59M · loan HK$23.59M · min. income ≈ HK$252,266/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,004,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,081
−HK$8,095/mo
▼ 0.25% · 3.875%
HK$133,096
−HK$4,080/mo
Today · 4.125%
HK$137,176
baseline
▲ 0.50% · 4.625%
HK$145,522
+HK$8,346/mo
Deposit HK$18.87M · loan HK$28.30M · min. income ≈ HK$274,352/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,601
−HK$7,759/mo
▼ 0.25% · 3.875%
HK$147,453
−HK$3,907/mo
Today · 4.125%
HK$151,360
baseline
▲ 0.50% · 4.625%
HK$159,338
+HK$7,978/mo
Deposit HK$18.87M · loan HK$28.30M · min. income ≈ HK$302,720/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,004,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,595
−HK$9,443/mo
▼ 0.25% · 3.875%
HK$155,279
−HK$4,759/mo
Today · 4.125%
HK$160,038
baseline
▲ 0.50% · 4.625%
HK$169,776
+HK$9,738/mo
Deposit HK$14.15M · loan HK$33.02M · min. income ≈ HK$320,076/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,004,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,535
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$172,028
−HK$4,558/mo
Today · 4.125%
HK$176,586
baseline
▲ 0.50% · 4.625%
HK$185,895
+HK$9,309/mo
Deposit HK$14.15M · loan HK$33.02M · min. income ≈ HK$353,172/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,004,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,622
−HK$12,141/mo
▼ 0.25% · 3.875%
HK$199,644
−HK$6,119/mo
Today · 4.125%
HK$205,763
baseline
▲ 0.50% · 4.625%
HK$218,284
+HK$12,521/mo
Deposit HK$4.72M · loan HK$42.46M · min. income ≈ HK$411,526/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,402
−HK$11,638/mo
▼ 0.25% · 3.875%
HK$221,179
−HK$5,861/mo
Today · 4.125%
HK$227,040
baseline
▲ 0.50% · 4.625%
HK$239,007
+HK$11,967/mo
Deposit HK$4.72M · loan HK$42.46M · min. income ≈ HK$454,080/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,004,873 · Scale 2, in force from 26 Feb 2026)