LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,758
−HK$675/mo
▼ 0.25% · 3.875%
HK$11,093
−HK$340/mo
Today · 4.125%
HK$11,433
baseline
▲ 0.50% · 4.625%
HK$12,128
+HK$695/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,866/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,968
−HK$647/mo
▼ 0.25% · 3.875%
HK$12,289
−HK$326/mo
Today · 4.125%
HK$12,615
baseline
▲ 0.50% · 4.625%
HK$13,280
+HK$665/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,230/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,910
−HK$809/mo
▼ 0.25% · 3.875%
HK$13,311
−HK$408/mo
Today · 4.125%
HK$13,719
baseline
▲ 0.50% · 4.625%
HK$14,554
+HK$835/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$27,438/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,362
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,747
−HK$391/mo
Today · 4.125%
HK$15,138
baseline
▲ 0.50% · 4.625%
HK$15,936
+HK$798/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$30,276/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,061
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,530
−HK$476/mo
Today · 4.125%
HK$16,006
baseline
▲ 0.50% · 4.625%
HK$16,979
+HK$973/mo
Deposit HK$1.42M · loan HK$3.30M · min. income ≈ HK$32,012/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$89,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,755
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,205
−HK$456/mo
Today · 4.125%
HK$17,661
baseline
▲ 0.50% · 4.625%
HK$18,591
+HK$930/mo
Deposit HK$1.42M · loan HK$3.30M · min. income ≈ HK$35,322/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$89,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,364
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,967
−HK$612/mo
Today · 4.125%
HK$20,579
baseline
▲ 0.50% · 4.625%
HK$21,831
+HK$1,252/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$41,158/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$89,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,543
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,120
−HK$586/mo
Today · 4.125%
HK$22,706
baseline
▲ 0.50% · 4.625%
HK$23,903
+HK$1,197/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$45,412/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$89,286 · Scale 2, in force from 26 Feb 2026)