LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,760
−HK$675/mo
▼ 0.25% · 3.875%
HK$11,095
−HK$340/mo
Today · 4.125%
HK$11,435
baseline
▲ 0.50% · 4.625%
HK$12,130
+HK$695/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,870/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,970
−HK$647/mo
▼ 0.25% · 3.875%
HK$12,291
−HK$326/mo
Today · 4.125%
HK$12,617
baseline
▲ 0.50% · 4.625%
HK$13,282
+HK$665/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,234/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,912
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,314
−HK$408/mo
Today · 4.125%
HK$13,722
baseline
▲ 0.50% · 4.625%
HK$14,557
+HK$835/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$27,444/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,364
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,750
−HK$390/mo
Today · 4.125%
HK$15,140
baseline
▲ 0.50% · 4.625%
HK$15,939
+HK$799/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$30,280/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,064
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,532
−HK$477/mo
Today · 4.125%
HK$16,009
baseline
▲ 0.50% · 4.625%
HK$16,983
+HK$974/mo
Deposit HK$1.42M · loan HK$3.30M · min. income ≈ HK$32,018/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$89,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,758
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,208
−HK$456/mo
Today · 4.125%
HK$17,664
baseline
▲ 0.50% · 4.625%
HK$18,595
+HK$931/mo
Deposit HK$1.42M · loan HK$3.30M · min. income ≈ HK$35,328/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$89,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,368
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,970
−HK$612/mo
Today · 4.125%
HK$20,582
baseline
▲ 0.50% · 4.625%
HK$21,835
+HK$1,253/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$41,164/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$89,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,547
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,124
−HK$587/mo
Today · 4.125%
HK$22,711
baseline
▲ 0.50% · 4.625%
HK$23,908
+HK$1,197/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$45,422/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$89,374 · Scale 2, in force from 26 Feb 2026)