LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,606
−HK$6,748/mo
▼ 0.25% · 3.875%
HK$110,954
−HK$3,400/mo
Today · 4.125%
HK$114,354
baseline
▲ 0.50% · 4.625%
HK$121,312
+HK$6,958/mo
Deposit HK$23.60M · loan HK$23.60M · min. income ≈ HK$228,708/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,005,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,711
−HK$6,468/mo
▼ 0.25% · 3.875%
HK$122,922
−HK$3,257/mo
Today · 4.125%
HK$126,179
baseline
▲ 0.50% · 4.625%
HK$132,830
+HK$6,651/mo
Deposit HK$23.60M · loan HK$23.60M · min. income ≈ HK$252,358/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,005,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,128
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$133,144
−HK$4,081/mo
Today · 4.125%
HK$137,225
baseline
▲ 0.50% · 4.625%
HK$145,575
+HK$8,350/mo
Deposit HK$18.88M · loan HK$28.31M · min. income ≈ HK$274,450/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,005,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,653
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$147,506
−HK$3,908/mo
Today · 4.125%
HK$151,414
baseline
▲ 0.50% · 4.625%
HK$159,396
+HK$7,982/mo
Deposit HK$18.88M · loan HK$28.31M · min. income ≈ HK$302,828/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,005,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,649
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$155,335
−HK$4,761/mo
Today · 4.125%
HK$160,096
baseline
▲ 0.50% · 4.625%
HK$169,837
+HK$9,741/mo
Deposit HK$14.16M · loan HK$33.03M · min. income ≈ HK$320,192/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,005,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,595
−HK$9,055/mo
▼ 0.25% · 3.875%
HK$172,090
−HK$4,560/mo
Today · 4.125%
HK$176,650
baseline
▲ 0.50% · 4.625%
HK$185,962
+HK$9,312/mo
Deposit HK$14.16M · loan HK$33.03M · min. income ≈ HK$353,300/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,005,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,692
−HK$12,146/mo
▼ 0.25% · 3.875%
HK$199,716
−HK$6,122/mo
Today · 4.125%
HK$205,838
baseline
▲ 0.50% · 4.625%
HK$218,362
+HK$12,524/mo
Deposit HK$4.72M · loan HK$42.47M · min. income ≈ HK$411,676/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,005,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,480
−HK$11,642/mo
▼ 0.25% · 3.875%
HK$221,259
−HK$5,863/mo
Today · 4.125%
HK$227,122
baseline
▲ 0.50% · 4.625%
HK$239,094
+HK$11,972/mo
Deposit HK$4.72M · loan HK$42.47M · min. income ≈ HK$454,244/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,005,596 · Scale 2, in force from 26 Feb 2026)