LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,610
−HK$6,748/mo
▼ 0.25% · 3.875%
HK$110,957
−HK$3,401/mo
Today · 4.125%
HK$114,358
baseline
▲ 0.50% · 4.625%
HK$121,316
+HK$6,958/mo
Deposit HK$23.60M · loan HK$23.60M · min. income ≈ HK$228,716/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,005,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,715
−HK$6,468/mo
▼ 0.25% · 3.875%
HK$122,926
−HK$3,257/mo
Today · 4.125%
HK$126,183
baseline
▲ 0.50% · 4.625%
HK$132,834
+HK$6,651/mo
Deposit HK$23.60M · loan HK$23.60M · min. income ≈ HK$252,366/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,005,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,132
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$133,148
−HK$4,081/mo
Today · 4.125%
HK$137,229
baseline
▲ 0.50% · 4.625%
HK$145,580
+HK$8,351/mo
Deposit HK$18.88M · loan HK$28.32M · min. income ≈ HK$274,458/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,005,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,658
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$147,511
−HK$3,908/mo
Today · 4.125%
HK$151,419
baseline
▲ 0.50% · 4.625%
HK$159,401
+HK$7,982/mo
Deposit HK$18.88M · loan HK$28.32M · min. income ≈ HK$302,838/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,005,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,654
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$155,340
−HK$4,761/mo
Today · 4.125%
HK$160,101
baseline
▲ 0.50% · 4.625%
HK$169,843
+HK$9,742/mo
Deposit HK$14.16M · loan HK$33.03M · min. income ≈ HK$320,202/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,005,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,601
−HK$9,055/mo
▼ 0.25% · 3.875%
HK$172,096
−HK$4,560/mo
Today · 4.125%
HK$176,656
baseline
▲ 0.50% · 4.625%
HK$185,967
+HK$9,311/mo
Deposit HK$14.16M · loan HK$33.03M · min. income ≈ HK$353,312/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,005,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,698
−HK$12,146/mo
▼ 0.25% · 3.875%
HK$199,723
−HK$6,121/mo
Today · 4.125%
HK$205,844
baseline
▲ 0.50% · 4.625%
HK$218,369
+HK$12,525/mo
Deposit HK$4.72M · loan HK$42.47M · min. income ≈ HK$411,688/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,005,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,487
−HK$11,642/mo
▼ 0.25% · 3.875%
HK$221,266
−HK$5,863/mo
Today · 4.125%
HK$227,129
baseline
▲ 0.50% · 4.625%
HK$239,101
+HK$11,972/mo
Deposit HK$4.72M · loan HK$42.47M · min. income ≈ HK$454,258/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$2,005,659 · Scale 2, in force from 26 Feb 2026)