LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,761
−HK$675/mo
▼ 0.25% · 3.875%
HK$11,096
−HK$340/mo
Today · 4.125%
HK$11,436
baseline
▲ 0.50% · 4.625%
HK$12,132
+HK$696/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,872/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,972
−HK$646/mo
▼ 0.25% · 3.875%
HK$12,293
−HK$325/mo
Today · 4.125%
HK$12,618
baseline
▲ 0.50% · 4.625%
HK$13,284
+HK$666/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,236/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,913
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,315
−HK$408/mo
Today · 4.125%
HK$13,723
baseline
▲ 0.50% · 4.625%
HK$14,558
+HK$835/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$27,446/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,366
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,751
−HK$391/mo
Today · 4.125%
HK$15,142
baseline
▲ 0.50% · 4.625%
HK$15,940
+HK$798/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$30,284/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,066
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,534
−HK$476/mo
Today · 4.125%
HK$16,010
baseline
▲ 0.50% · 4.625%
HK$16,985
+HK$975/mo
Deposit HK$1.42M · loan HK$3.30M · min. income ≈ HK$32,020/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$89,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,760
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,210
−HK$456/mo
Today · 4.125%
HK$17,666
baseline
▲ 0.50% · 4.625%
HK$18,597
+HK$931/mo
Deposit HK$1.42M · loan HK$3.30M · min. income ≈ HK$35,332/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$89,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,370
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,973
−HK$612/mo
Today · 4.125%
HK$20,585
baseline
▲ 0.50% · 4.625%
HK$21,837
+HK$1,252/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$41,170/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$89,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,549
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,127
−HK$586/mo
Today · 4.125%
HK$22,713
baseline
▲ 0.50% · 4.625%
HK$23,910
+HK$1,197/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$45,426/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$89,427 · Scale 2, in force from 26 Feb 2026)