LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,613
−HK$6,749/mo
▼ 0.25% · 3.875%
HK$110,961
−HK$3,401/mo
Today · 4.125%
HK$114,362
baseline
▲ 0.50% · 4.625%
HK$121,320
+HK$6,958/mo
Deposit HK$23.60M · loan HK$23.60M · min. income ≈ HK$228,724/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,719
−HK$6,468/mo
▼ 0.25% · 3.875%
HK$122,930
−HK$3,257/mo
Today · 4.125%
HK$126,187
baseline
▲ 0.50% · 4.625%
HK$132,838
+HK$6,651/mo
Deposit HK$23.60M · loan HK$23.60M · min. income ≈ HK$252,374/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,136
−HK$8,098/mo
▼ 0.25% · 3.875%
HK$133,153
−HK$4,081/mo
Today · 4.125%
HK$137,234
baseline
▲ 0.50% · 4.625%
HK$145,584
+HK$8,350/mo
Deposit HK$18.88M · loan HK$28.32M · min. income ≈ HK$274,468/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,663
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$147,516
−HK$3,908/mo
Today · 4.125%
HK$151,424
baseline
▲ 0.50% · 4.625%
HK$159,406
+HK$7,982/mo
Deposit HK$18.88M · loan HK$28.32M · min. income ≈ HK$302,848/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,659
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$155,345
−HK$4,761/mo
Today · 4.125%
HK$160,106
baseline
▲ 0.50% · 4.625%
HK$169,849
+HK$9,743/mo
Deposit HK$14.16M · loan HK$33.04M · min. income ≈ HK$320,212/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,606
−HK$9,056/mo
▼ 0.25% · 3.875%
HK$172,102
−HK$4,560/mo
Today · 4.125%
HK$176,662
baseline
▲ 0.50% · 4.625%
HK$185,974
+HK$9,312/mo
Deposit HK$14.16M · loan HK$33.04M · min. income ≈ HK$353,324/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,704
−HK$12,147/mo
▼ 0.25% · 3.875%
HK$199,729
−HK$6,122/mo
Today · 4.125%
HK$205,851
baseline
▲ 0.50% · 4.625%
HK$218,377
+HK$12,526/mo
Deposit HK$4.72M · loan HK$42.47M · min. income ≈ HK$411,702/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,494
−HK$11,642/mo
▼ 0.25% · 3.875%
HK$221,273
−HK$5,863/mo
Today · 4.125%
HK$227,136
baseline
▲ 0.50% · 4.625%
HK$239,109
+HK$11,973/mo
Deposit HK$4.72M · loan HK$42.47M · min. income ≈ HK$454,272/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,005,727 · Scale 2, in force from 26 Feb 2026)