LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,617
−HK$6,749/mo
▼ 0.25% · 3.875%
HK$110,965
−HK$3,401/mo
Today · 4.125%
HK$114,366
baseline
▲ 0.50% · 4.625%
HK$121,325
+HK$6,959/mo
Deposit HK$23.60M · loan HK$23.60M · min. income ≈ HK$228,732/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,005,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,723
−HK$6,468/mo
▼ 0.25% · 3.875%
HK$122,934
−HK$3,257/mo
Today · 4.125%
HK$126,191
baseline
▲ 0.50% · 4.625%
HK$132,843
+HK$6,652/mo
Deposit HK$23.60M · loan HK$23.60M · min. income ≈ HK$252,382/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,005,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,141
−HK$8,098/mo
▼ 0.25% · 3.875%
HK$133,158
−HK$4,081/mo
Today · 4.125%
HK$137,239
baseline
▲ 0.50% · 4.625%
HK$145,590
+HK$8,351/mo
Deposit HK$18.88M · loan HK$28.32M · min. income ≈ HK$274,478/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,005,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,668
−HK$7,762/mo
▼ 0.25% · 3.875%
HK$147,521
−HK$3,909/mo
Today · 4.125%
HK$151,430
baseline
▲ 0.50% · 4.625%
HK$159,412
+HK$7,982/mo
Deposit HK$18.88M · loan HK$28.32M · min. income ≈ HK$302,860/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,005,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,664
−HK$9,448/mo
▼ 0.25% · 3.875%
HK$155,351
−HK$4,761/mo
Today · 4.125%
HK$160,112
baseline
▲ 0.50% · 4.625%
HK$169,855
+HK$9,743/mo
Deposit HK$14.16M · loan HK$33.04M · min. income ≈ HK$320,224/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,005,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,612
−HK$9,056/mo
▼ 0.25% · 3.875%
HK$172,108
−HK$4,560/mo
Today · 4.125%
HK$176,668
baseline
▲ 0.50% · 4.625%
HK$185,980
+HK$9,312/mo
Deposit HK$14.16M · loan HK$33.04M · min. income ≈ HK$353,336/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$2,005,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,711
−HK$12,148/mo
▼ 0.25% · 3.875%
HK$199,737
−HK$6,122/mo
Today · 4.125%
HK$205,859
baseline
▲ 0.50% · 4.625%
HK$218,385
+HK$12,526/mo
Deposit HK$4.72M · loan HK$42.48M · min. income ≈ HK$411,718/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,005,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,502
−HK$11,643/mo
▼ 0.25% · 3.875%
HK$221,281
−HK$5,864/mo
Today · 4.125%
HK$227,145
baseline
▲ 0.50% · 4.625%
HK$239,118
+HK$11,973/mo
Deposit HK$4.72M · loan HK$42.48M · min. income ≈ HK$454,290/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,005,799 · Scale 2, in force from 26 Feb 2026)