LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,763
−HK$675/mo
▼ 0.25% · 3.875%
HK$11,098
−HK$340/mo
Today · 4.125%
HK$11,438
baseline
▲ 0.50% · 4.625%
HK$12,134
+HK$696/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,876/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,974
−HK$646/mo
▼ 0.25% · 3.875%
HK$12,295
−HK$325/mo
Today · 4.125%
HK$12,620
baseline
▲ 0.50% · 4.625%
HK$13,286
+HK$666/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,240/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,915
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,317
−HK$408/mo
Today · 4.125%
HK$13,725
baseline
▲ 0.50% · 4.625%
HK$14,560
+HK$835/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$27,450/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,368
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,754
−HK$391/mo
Today · 4.125%
HK$15,145
baseline
▲ 0.50% · 4.625%
HK$15,943
+HK$798/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$30,290/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,068
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,537
−HK$476/mo
Today · 4.125%
HK$16,013
baseline
▲ 0.50% · 4.625%
HK$16,987
+HK$974/mo
Deposit HK$1.42M · loan HK$3.30M · min. income ≈ HK$32,026/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$89,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,763
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,213
−HK$456/mo
Today · 4.125%
HK$17,669
baseline
▲ 0.50% · 4.625%
HK$18,600
+HK$931/mo
Deposit HK$1.42M · loan HK$3.30M · min. income ≈ HK$35,338/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$89,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,373
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,976
−HK$612/mo
Today · 4.125%
HK$20,588
baseline
▲ 0.50% · 4.625%
HK$21,841
+HK$1,253/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$41,176/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,552
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,130
−HK$587/mo
Today · 4.125%
HK$22,717
baseline
▲ 0.50% · 4.625%
HK$23,914
+HK$1,197/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$45,434/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,501 · Scale 2, in force from 26 Feb 2026)