LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,638
−HK$6,750/mo
▼ 0.25% · 3.875%
HK$110,986
−HK$3,402/mo
Today · 4.125%
HK$114,388
baseline
▲ 0.50% · 4.625%
HK$121,348
+HK$6,960/mo
Deposit HK$23.60M · loan HK$23.60M · min. income ≈ HK$228,776/mo (50% DSR)
Upfront cash ≈ HK$25.61M (deposit + AVD stamp duty HK$2,006,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,746
−HK$6,470/mo
▼ 0.25% · 3.875%
HK$122,958
−HK$3,258/mo
Today · 4.125%
HK$126,216
baseline
▲ 0.50% · 4.625%
HK$132,869
+HK$6,653/mo
Deposit HK$23.60M · loan HK$23.60M · min. income ≈ HK$252,432/mo (50% DSR)
Upfront cash ≈ HK$25.61M (deposit + AVD stamp duty HK$2,006,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,166
−HK$8,100/mo
▼ 0.25% · 3.875%
HK$133,184
−HK$4,082/mo
Today · 4.125%
HK$137,266
baseline
▲ 0.50% · 4.625%
HK$145,618
+HK$8,352/mo
Deposit HK$18.88M · loan HK$28.32M · min. income ≈ HK$274,532/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,006,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,696
−HK$7,763/mo
▼ 0.25% · 3.875%
HK$147,549
−HK$3,910/mo
Today · 4.125%
HK$151,459
baseline
▲ 0.50% · 4.625%
HK$159,443
+HK$7,984/mo
Deposit HK$18.88M · loan HK$28.32M · min. income ≈ HK$302,918/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,006,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,693
−HK$9,450/mo
▼ 0.25% · 3.875%
HK$155,381
−HK$4,762/mo
Today · 4.125%
HK$160,143
baseline
▲ 0.50% · 4.625%
HK$169,888
+HK$9,745/mo
Deposit HK$14.16M · loan HK$33.04M · min. income ≈ HK$320,286/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$2,006,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,645
−HK$9,057/mo
▼ 0.25% · 3.875%
HK$172,141
−HK$4,561/mo
Today · 4.125%
HK$176,702
baseline
▲ 0.50% · 4.625%
HK$186,016
+HK$9,314/mo
Deposit HK$14.16M · loan HK$33.04M · min. income ≈ HK$353,404/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$2,006,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,749
−HK$12,149/mo
▼ 0.25% · 3.875%
HK$199,775
−HK$6,123/mo
Today · 4.125%
HK$205,898
baseline
▲ 0.50% · 4.625%
HK$218,427
+HK$12,529/mo
Deposit HK$4.72M · loan HK$42.48M · min. income ≈ HK$411,796/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,006,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,543
−HK$11,646/mo
▼ 0.25% · 3.875%
HK$221,324
−HK$5,865/mo
Today · 4.125%
HK$227,189
baseline
▲ 0.50% · 4.625%
HK$239,164
+HK$11,975/mo
Deposit HK$4.72M · loan HK$42.48M · min. income ≈ HK$454,378/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,006,187 · Scale 2, in force from 26 Feb 2026)