LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,649
−HK$6,750/mo
▼ 0.25% · 3.875%
HK$110,997
−HK$3,402/mo
Today · 4.125%
HK$114,399
baseline
▲ 0.50% · 4.625%
HK$121,360
+HK$6,961/mo
Deposit HK$23.60M · loan HK$23.60M · min. income ≈ HK$228,798/mo (50% DSR)
Upfront cash ≈ HK$25.61M (deposit + AVD stamp duty HK$2,006,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,758
−HK$6,470/mo
▼ 0.25% · 3.875%
HK$122,970
−HK$3,258/mo
Today · 4.125%
HK$126,228
baseline
▲ 0.50% · 4.625%
HK$132,882
+HK$6,654/mo
Deposit HK$23.60M · loan HK$23.60M · min. income ≈ HK$252,456/mo (50% DSR)
Upfront cash ≈ HK$25.61M (deposit + AVD stamp duty HK$2,006,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,179
−HK$8,100/mo
▼ 0.25% · 3.875%
HK$133,197
−HK$4,082/mo
Today · 4.125%
HK$137,279
baseline
▲ 0.50% · 4.625%
HK$145,632
+HK$8,353/mo
Deposit HK$18.88M · loan HK$28.33M · min. income ≈ HK$274,558/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,006,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,710
−HK$7,764/mo
▼ 0.25% · 3.875%
HK$147,564
−HK$3,910/mo
Today · 4.125%
HK$151,474
baseline
▲ 0.50% · 4.625%
HK$159,459
+HK$7,985/mo
Deposit HK$18.88M · loan HK$28.33M · min. income ≈ HK$302,948/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,006,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,708
−HK$9,451/mo
▼ 0.25% · 3.875%
HK$155,396
−HK$4,763/mo
Today · 4.125%
HK$160,159
baseline
▲ 0.50% · 4.625%
HK$169,904
+HK$9,745/mo
Deposit HK$14.16M · loan HK$33.05M · min. income ≈ HK$320,318/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$2,006,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,662
−HK$9,058/mo
▼ 0.25% · 3.875%
HK$172,158
−HK$4,562/mo
Today · 4.125%
HK$176,720
baseline
▲ 0.50% · 4.625%
HK$186,035
+HK$9,315/mo
Deposit HK$14.16M · loan HK$33.05M · min. income ≈ HK$353,440/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$2,006,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,768
−HK$12,151/mo
▼ 0.25% · 3.875%
HK$199,795
−HK$6,124/mo
Today · 4.125%
HK$205,919
baseline
▲ 0.50% · 4.625%
HK$218,449
+HK$12,530/mo
Deposit HK$4.72M · loan HK$42.49M · min. income ≈ HK$411,838/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,006,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,565
−HK$11,646/mo
▼ 0.25% · 3.875%
HK$221,346
−HK$5,865/mo
Today · 4.125%
HK$227,211
baseline
▲ 0.50% · 4.625%
HK$239,188
+HK$11,977/mo
Deposit HK$4.72M · loan HK$42.49M · min. income ≈ HK$454,422/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,006,388 · Scale 2, in force from 26 Feb 2026)