LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,766
−HK$676/mo
▼ 0.25% · 3.875%
HK$11,101
−HK$341/mo
Today · 4.125%
HK$11,442
baseline
▲ 0.50% · 4.625%
HK$12,138
+HK$696/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,884/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,977
−HK$648/mo
▼ 0.25% · 3.875%
HK$12,299
−HK$326/mo
Today · 4.125%
HK$12,625
baseline
▲ 0.50% · 4.625%
HK$13,290
+HK$665/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,250/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,920
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,322
−HK$408/mo
Today · 4.125%
HK$13,730
baseline
▲ 0.50% · 4.625%
HK$14,565
+HK$835/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$27,460/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,373
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,758
−HK$392/mo
Today · 4.125%
HK$15,150
baseline
▲ 0.50% · 4.625%
HK$15,948
+HK$798/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$30,300/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,073
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,542
−HK$476/mo
Today · 4.125%
HK$16,018
baseline
▲ 0.50% · 4.625%
HK$16,993
+HK$975/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,036/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$89,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,768
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,218
−HK$456/mo
Today · 4.125%
HK$17,674
baseline
▲ 0.50% · 4.625%
HK$18,606
+HK$932/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,348/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$89,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,379
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,982
−HK$613/mo
Today · 4.125%
HK$20,595
baseline
▲ 0.50% · 4.625%
HK$21,848
+HK$1,253/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$41,190/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,559
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,138
−HK$586/mo
Today · 4.125%
HK$22,724
baseline
▲ 0.50% · 4.625%
HK$23,922
+HK$1,198/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$45,448/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,657 · Scale 2, in force from 26 Feb 2026)