LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,668
−HK$6,751/mo
▼ 0.25% · 3.875%
HK$111,017
−HK$3,402/mo
Today · 4.125%
HK$114,419
baseline
▲ 0.50% · 4.625%
HK$121,382
+HK$6,963/mo
Deposit HK$23.61M · loan HK$23.61M · min. income ≈ HK$228,838/mo (50% DSR)
Upfront cash ≈ HK$25.62M (deposit + AVD stamp duty HK$2,006,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,779
−HK$6,472/mo
▼ 0.25% · 3.875%
HK$122,992
−HK$3,259/mo
Today · 4.125%
HK$126,251
baseline
▲ 0.50% · 4.625%
HK$132,905
+HK$6,654/mo
Deposit HK$23.61M · loan HK$23.61M · min. income ≈ HK$252,502/mo (50% DSR)
Upfront cash ≈ HK$25.62M (deposit + AVD stamp duty HK$2,006,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,201
−HK$8,102/mo
▼ 0.25% · 3.875%
HK$133,220
−HK$4,083/mo
Today · 4.125%
HK$137,303
baseline
▲ 0.50% · 4.625%
HK$145,658
+HK$8,355/mo
Deposit HK$18.89M · loan HK$28.33M · min. income ≈ HK$274,606/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,006,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,735
−HK$7,766/mo
▼ 0.25% · 3.875%
HK$147,590
−HK$3,911/mo
Today · 4.125%
HK$151,501
baseline
▲ 0.50% · 4.625%
HK$159,487
+HK$7,986/mo
Deposit HK$18.89M · loan HK$28.33M · min. income ≈ HK$303,002/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,006,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,735
−HK$9,452/mo
▼ 0.25% · 3.875%
HK$155,424
−HK$4,763/mo
Today · 4.125%
HK$160,187
baseline
▲ 0.50% · 4.625%
HK$169,934
+HK$9,747/mo
Deposit HK$14.17M · loan HK$33.05M · min. income ≈ HK$320,374/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$2,006,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,691
−HK$9,060/mo
▼ 0.25% · 3.875%
HK$172,188
−HK$4,563/mo
Today · 4.125%
HK$176,751
baseline
▲ 0.50% · 4.625%
HK$186,068
+HK$9,317/mo
Deposit HK$14.17M · loan HK$33.05M · min. income ≈ HK$353,502/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$2,006,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,802
−HK$12,153/mo
▼ 0.25% · 3.875%
HK$199,830
−HK$6,125/mo
Today · 4.125%
HK$205,955
baseline
▲ 0.50% · 4.625%
HK$218,487
+HK$12,532/mo
Deposit HK$4.72M · loan HK$42.50M · min. income ≈ HK$411,910/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,006,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,603
−HK$11,648/mo
▼ 0.25% · 3.875%
HK$221,385
−HK$5,866/mo
Today · 4.125%
HK$227,251
baseline
▲ 0.50% · 4.625%
HK$239,230
+HK$11,979/mo
Deposit HK$4.72M · loan HK$42.50M · min. income ≈ HK$454,502/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,006,739 · Scale 2, in force from 26 Feb 2026)