LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,767
−HK$675/mo
▼ 0.25% · 3.875%
HK$11,102
−HK$340/mo
Today · 4.125%
HK$11,442
baseline
▲ 0.50% · 4.625%
HK$12,138
+HK$696/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,884/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,978
−HK$647/mo
▼ 0.25% · 3.875%
HK$12,300
−HK$325/mo
Today · 4.125%
HK$12,625
baseline
▲ 0.50% · 4.625%
HK$13,291
+HK$666/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,250/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,920
−HK$811/mo
▼ 0.25% · 3.875%
HK$13,322
−HK$409/mo
Today · 4.125%
HK$13,731
baseline
▲ 0.50% · 4.625%
HK$14,566
+HK$835/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$27,462/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,374
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,759
−HK$391/mo
Today · 4.125%
HK$15,150
baseline
▲ 0.50% · 4.625%
HK$15,949
+HK$799/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$30,300/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,074
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,543
−HK$476/mo
Today · 4.125%
HK$16,019
baseline
▲ 0.50% · 4.625%
HK$16,994
+HK$975/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,038/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$89,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,770
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,219
−HK$457/mo
Today · 4.125%
HK$17,676
baseline
▲ 0.50% · 4.625%
HK$18,607
+HK$931/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,352/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$89,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,381
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,984
−HK$612/mo
Today · 4.125%
HK$20,596
baseline
▲ 0.50% · 4.625%
HK$21,849
+HK$1,253/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$41,192/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,561
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,139
−HK$587/mo
Today · 4.125%
HK$22,726
baseline
▲ 0.50% · 4.625%
HK$23,924
+HK$1,198/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$45,452/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,687 · Scale 2, in force from 26 Feb 2026)