LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,672
−HK$6,752/mo
▼ 0.25% · 3.875%
HK$111,021
−HK$3,403/mo
Today · 4.125%
HK$114,424
baseline
▲ 0.50% · 4.625%
HK$121,386
+HK$6,962/mo
Deposit HK$23.61M · loan HK$23.61M · min. income ≈ HK$228,848/mo (50% DSR)
Upfront cash ≈ HK$25.62M (deposit + AVD stamp duty HK$2,006,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,784
−HK$6,471/mo
▼ 0.25% · 3.875%
HK$122,996
−HK$3,259/mo
Today · 4.125%
HK$126,255
baseline
▲ 0.50% · 4.625%
HK$132,911
+HK$6,656/mo
Deposit HK$23.61M · loan HK$23.61M · min. income ≈ HK$252,510/mo (50% DSR)
Upfront cash ≈ HK$25.62M (deposit + AVD stamp duty HK$2,006,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,206
−HK$8,103/mo
▼ 0.25% · 3.875%
HK$133,225
−HK$4,084/mo
Today · 4.125%
HK$137,309
baseline
▲ 0.50% · 4.625%
HK$145,664
+HK$8,355/mo
Deposit HK$18.89M · loan HK$28.33M · min. income ≈ HK$274,618/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,006,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,741
−HK$7,766/mo
▼ 0.25% · 3.875%
HK$147,596
−HK$3,911/mo
Today · 4.125%
HK$151,507
baseline
▲ 0.50% · 4.625%
HK$159,493
+HK$7,986/mo
Deposit HK$18.89M · loan HK$28.33M · min. income ≈ HK$303,014/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,006,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,741
−HK$9,452/mo
▼ 0.25% · 3.875%
HK$155,430
−HK$4,763/mo
Today · 4.125%
HK$160,193
baseline
▲ 0.50% · 4.625%
HK$169,941
+HK$9,748/mo
Deposit HK$14.17M · loan HK$33.05M · min. income ≈ HK$320,386/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$2,006,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,698
−HK$9,060/mo
▼ 0.25% · 3.875%
HK$172,195
−HK$4,563/mo
Today · 4.125%
HK$176,758
baseline
▲ 0.50% · 4.625%
HK$186,075
+HK$9,317/mo
Deposit HK$14.17M · loan HK$33.05M · min. income ≈ HK$353,516/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$2,006,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,809
−HK$12,154/mo
▼ 0.25% · 3.875%
HK$199,838
−HK$6,125/mo
Today · 4.125%
HK$205,963
baseline
▲ 0.50% · 4.625%
HK$218,495
+HK$12,532/mo
Deposit HK$4.72M · loan HK$42.50M · min. income ≈ HK$411,926/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,006,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,611
−HK$11,649/mo
▼ 0.25% · 3.875%
HK$221,394
−HK$5,866/mo
Today · 4.125%
HK$227,260
baseline
▲ 0.50% · 4.625%
HK$239,239
+HK$11,979/mo
Deposit HK$4.72M · loan HK$42.50M · min. income ≈ HK$454,520/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,006,817 · Scale 2, in force from 26 Feb 2026)