LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,768
−HK$675/mo
▼ 0.25% · 3.875%
HK$11,103
−HK$340/mo
Today · 4.125%
HK$11,443
baseline
▲ 0.50% · 4.625%
HK$12,139
+HK$696/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,886/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,979
−HK$647/mo
▼ 0.25% · 3.875%
HK$12,300
−HK$326/mo
Today · 4.125%
HK$12,626
baseline
▲ 0.50% · 4.625%
HK$13,292
+HK$666/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,252/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,921
−HK$811/mo
▼ 0.25% · 3.875%
HK$13,323
−HK$409/mo
Today · 4.125%
HK$13,732
baseline
▲ 0.50% · 4.625%
HK$14,567
+HK$835/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$27,464/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,375
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,760
−HK$392/mo
Today · 4.125%
HK$15,152
baseline
▲ 0.50% · 4.625%
HK$15,950
+HK$798/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$30,304/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,075
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,544
−HK$476/mo
Today · 4.125%
HK$16,020
baseline
▲ 0.50% · 4.625%
HK$16,995
+HK$975/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,040/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$89,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,771
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,220
−HK$457/mo
Today · 4.125%
HK$17,677
baseline
▲ 0.50% · 4.625%
HK$18,609
+HK$932/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,354/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$89,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,382
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,985
−HK$612/mo
Today · 4.125%
HK$20,597
baseline
▲ 0.50% · 4.625%
HK$21,851
+HK$1,254/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$41,194/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,562
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,141
−HK$586/mo
Today · 4.125%
HK$22,727
baseline
▲ 0.50% · 4.625%
HK$23,925
+HK$1,198/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$45,454/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,720 · Scale 2, in force from 26 Feb 2026)