LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,701
−HK$6,754/mo
▼ 0.25% · 3.875%
HK$111,051
−HK$3,404/mo
Today · 4.125%
HK$114,455
baseline
▲ 0.50% · 4.625%
HK$121,419
+HK$6,964/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$228,910/mo (50% DSR)
Upfront cash ≈ HK$25.62M (deposit + AVD stamp duty HK$2,007,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,816
−HK$6,473/mo
▼ 0.25% · 3.875%
HK$123,030
−HK$3,259/mo
Today · 4.125%
HK$126,289
baseline
▲ 0.50% · 4.625%
HK$132,946
+HK$6,657/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$252,578/mo (50% DSR)
Upfront cash ≈ HK$25.62M (deposit + AVD stamp duty HK$2,007,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,241
−HK$8,105/mo
▼ 0.25% · 3.875%
HK$133,261
−HK$4,085/mo
Today · 4.125%
HK$137,346
baseline
▲ 0.50% · 4.625%
HK$145,703
+HK$8,357/mo
Deposit HK$18.89M · loan HK$28.34M · min. income ≈ HK$274,692/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,007,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,779
−HK$7,768/mo
▼ 0.25% · 3.875%
HK$147,635
−HK$3,912/mo
Today · 4.125%
HK$151,547
baseline
▲ 0.50% · 4.625%
HK$159,536
+HK$7,989/mo
Deposit HK$18.89M · loan HK$28.34M · min. income ≈ HK$303,094/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,007,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,781
−HK$9,456/mo
▼ 0.25% · 3.875%
HK$155,471
−HK$4,766/mo
Today · 4.125%
HK$160,237
baseline
▲ 0.50% · 4.625%
HK$169,987
+HK$9,750/mo
Deposit HK$14.17M · loan HK$33.06M · min. income ≈ HK$320,474/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,743
−HK$9,062/mo
▼ 0.25% · 3.875%
HK$172,241
−HK$4,564/mo
Today · 4.125%
HK$176,805
baseline
▲ 0.50% · 4.625%
HK$186,125
+HK$9,320/mo
Deposit HK$14.17M · loan HK$33.06M · min. income ≈ HK$353,610/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,862
−HK$12,156/mo
▼ 0.25% · 3.875%
HK$199,892
−HK$6,126/mo
Today · 4.125%
HK$206,018
baseline
▲ 0.50% · 4.625%
HK$218,554
+HK$12,536/mo
Deposit HK$4.72M · loan HK$42.51M · min. income ≈ HK$412,036/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,669
−HK$11,652/mo
▼ 0.25% · 3.875%
HK$221,453
−HK$5,868/mo
Today · 4.125%
HK$227,321
baseline
▲ 0.50% · 4.625%
HK$239,303
+HK$11,982/mo
Deposit HK$4.72M · loan HK$42.51M · min. income ≈ HK$454,642/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,357 · Scale 2, in force from 26 Feb 2026)