LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,714
−HK$6,755/mo
▼ 0.25% · 3.875%
HK$111,064
−HK$3,405/mo
Today · 4.125%
HK$114,469
baseline
▲ 0.50% · 4.625%
HK$121,434
+HK$6,965/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$228,938/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,007,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,831
−HK$6,474/mo
▼ 0.25% · 3.875%
HK$123,044
−HK$3,261/mo
Today · 4.125%
HK$126,305
baseline
▲ 0.50% · 4.625%
HK$132,962
+HK$6,657/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$252,610/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,007,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,257
−HK$8,105/mo
▼ 0.25% · 3.875%
HK$133,277
−HK$4,085/mo
Today · 4.125%
HK$137,362
baseline
▲ 0.50% · 4.625%
HK$145,720
+HK$8,358/mo
Deposit HK$18.90M · loan HK$28.34M · min. income ≈ HK$274,724/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,007,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,797
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$147,653
−HK$3,913/mo
Today · 4.125%
HK$151,566
baseline
▲ 0.50% · 4.625%
HK$159,555
+HK$7,989/mo
Deposit HK$18.90M · loan HK$28.34M · min. income ≈ HK$303,132/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,007,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,799
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$155,490
−HK$4,766/mo
Today · 4.125%
HK$160,256
baseline
▲ 0.50% · 4.625%
HK$170,007
+HK$9,751/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$320,512/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,763
−HK$9,064/mo
▼ 0.25% · 3.875%
HK$172,262
−HK$4,565/mo
Today · 4.125%
HK$176,827
baseline
▲ 0.50% · 4.625%
HK$186,147
+HK$9,320/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$353,654/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,885
−HK$12,158/mo
▼ 0.25% · 3.875%
HK$199,916
−HK$6,127/mo
Today · 4.125%
HK$206,043
baseline
▲ 0.50% · 4.625%
HK$218,581
+HK$12,538/mo
Deposit HK$4.72M · loan HK$42.51M · min. income ≈ HK$412,086/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,695
−HK$11,653/mo
▼ 0.25% · 3.875%
HK$221,480
−HK$5,868/mo
Today · 4.125%
HK$227,348
baseline
▲ 0.50% · 4.625%
HK$239,332
+HK$11,984/mo
Deposit HK$4.72M · loan HK$42.51M · min. income ≈ HK$454,696/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,600 · Scale 2, in force from 26 Feb 2026)