LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,772
−HK$675/mo
▼ 0.25% · 3.875%
HK$11,107
−HK$340/mo
Today · 4.125%
HK$11,447
baseline
▲ 0.50% · 4.625%
HK$12,144
+HK$697/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$22,894/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,983
−HK$648/mo
▼ 0.25% · 3.875%
HK$12,305
−HK$326/mo
Today · 4.125%
HK$12,631
baseline
▲ 0.50% · 4.625%
HK$13,296
+HK$665/mo
Deposit HK$2.36M · loan HK$2.36M · min. income ≈ HK$25,262/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$89,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,926
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,328
−HK$408/mo
Today · 4.125%
HK$13,736
baseline
▲ 0.50% · 4.625%
HK$14,572
+HK$836/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$27,472/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,380
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,766
−HK$391/mo
Today · 4.125%
HK$15,157
baseline
▲ 0.50% · 4.625%
HK$15,956
+HK$799/mo
Deposit HK$1.89M · loan HK$2.83M · min. income ≈ HK$30,314/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$89,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,080
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,549
−HK$477/mo
Today · 4.125%
HK$16,026
baseline
▲ 0.50% · 4.625%
HK$17,001
+HK$975/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$32,052/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$89,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,777
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,227
−HK$456/mo
Today · 4.125%
HK$17,683
baseline
▲ 0.50% · 4.625%
HK$18,615
+HK$932/mo
Deposit HK$1.42M · loan HK$3.31M · min. income ≈ HK$35,366/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$89,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,389
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,992
−HK$613/mo
Today · 4.125%
HK$20,605
baseline
▲ 0.50% · 4.625%
HK$21,858
+HK$1,253/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$41,210/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,570
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,148
−HK$587/mo
Today · 4.125%
HK$22,735
baseline
▲ 0.50% · 4.625%
HK$23,934
+HK$1,199/mo
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$45,470/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,885 · Scale 2, in force from 26 Feb 2026)