LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,716
−HK$6,755/mo
▼ 0.25% · 3.875%
HK$111,067
−HK$3,404/mo
Today · 4.125%
HK$114,471
baseline
▲ 0.50% · 4.625%
HK$121,436
+HK$6,965/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$228,942/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,007,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,833
−HK$6,474/mo
▼ 0.25% · 3.875%
HK$123,047
−HK$3,260/mo
Today · 4.125%
HK$126,307
baseline
▲ 0.50% · 4.625%
HK$132,965
+HK$6,658/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$252,614/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,007,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,259
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,280
−HK$4,085/mo
Today · 4.125%
HK$137,365
baseline
▲ 0.50% · 4.625%
HK$145,723
+HK$8,358/mo
Deposit HK$18.90M · loan HK$28.34M · min. income ≈ HK$274,730/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,007,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,800
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$147,656
−HK$3,913/mo
Today · 4.125%
HK$151,569
baseline
▲ 0.50% · 4.625%
HK$159,558
+HK$7,989/mo
Deposit HK$18.90M · loan HK$28.34M · min. income ≈ HK$303,138/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,007,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,803
−HK$9,456/mo
▼ 0.25% · 3.875%
HK$155,494
−HK$4,765/mo
Today · 4.125%
HK$160,259
baseline
▲ 0.50% · 4.625%
HK$170,011
+HK$9,752/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$320,518/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,766
−HK$9,064/mo
▼ 0.25% · 3.875%
HK$172,266
−HK$4,564/mo
Today · 4.125%
HK$176,830
baseline
▲ 0.50% · 4.625%
HK$186,151
+HK$9,321/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$353,660/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,889
−HK$12,159/mo
▼ 0.25% · 3.875%
HK$199,920
−HK$6,128/mo
Today · 4.125%
HK$206,048
baseline
▲ 0.50% · 4.625%
HK$218,585
+HK$12,537/mo
Deposit HK$4.72M · loan HK$42.51M · min. income ≈ HK$412,096/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,700
−HK$11,653/mo
▼ 0.25% · 3.875%
HK$221,485
−HK$5,868/mo
Today · 4.125%
HK$227,353
baseline
▲ 0.50% · 4.625%
HK$239,337
+HK$11,984/mo
Deposit HK$4.72M · loan HK$42.51M · min. income ≈ HK$454,706/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,643 · Scale 2, in force from 26 Feb 2026)