LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,718
−HK$6,755/mo
▼ 0.25% · 3.875%
HK$111,068
−HK$3,405/mo
Today · 4.125%
HK$114,473
baseline
▲ 0.50% · 4.625%
HK$121,438
+HK$6,965/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$228,946/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,007,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,835
−HK$6,474/mo
▼ 0.25% · 3.875%
HK$123,049
−HK$3,260/mo
Today · 4.125%
HK$126,309
baseline
▲ 0.50% · 4.625%
HK$132,967
+HK$6,658/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$252,618/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,007,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,261
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,282
−HK$4,085/mo
Today · 4.125%
HK$137,367
baseline
▲ 0.50% · 4.625%
HK$145,726
+HK$8,359/mo
Deposit HK$18.90M · loan HK$28.34M · min. income ≈ HK$274,734/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,007,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,802
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$147,659
−HK$3,912/mo
Today · 4.125%
HK$151,571
baseline
▲ 0.50% · 4.625%
HK$159,561
+HK$7,990/mo
Deposit HK$18.90M · loan HK$28.34M · min. income ≈ HK$303,142/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,007,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,805
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$155,496
−HK$4,766/mo
Today · 4.125%
HK$160,262
baseline
▲ 0.50% · 4.625%
HK$170,013
+HK$9,751/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$320,524/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,769
−HK$9,064/mo
▼ 0.25% · 3.875%
HK$172,268
−HK$4,565/mo
Today · 4.125%
HK$176,833
baseline
▲ 0.50% · 4.625%
HK$186,154
+HK$9,321/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$353,666/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,892
−HK$12,159/mo
▼ 0.25% · 3.875%
HK$199,923
−HK$6,128/mo
Today · 4.125%
HK$206,051
baseline
▲ 0.50% · 4.625%
HK$218,588
+HK$12,537/mo
Deposit HK$4.72M · loan HK$42.52M · min. income ≈ HK$412,102/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,703
−HK$11,654/mo
▼ 0.25% · 3.875%
HK$221,488
−HK$5,869/mo
Today · 4.125%
HK$227,357
baseline
▲ 0.50% · 4.625%
HK$239,341
+HK$11,984/mo
Deposit HK$4.72M · loan HK$42.52M · min. income ≈ HK$454,714/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,671 · Scale 2, in force from 26 Feb 2026)