LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,722
−HK$6,755/mo
▼ 0.25% · 3.875%
HK$111,073
−HK$3,404/mo
Today · 4.125%
HK$114,477
baseline
▲ 0.50% · 4.625%
HK$121,443
+HK$6,966/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$228,954/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,007,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,839
−HK$6,475/mo
▼ 0.25% · 3.875%
HK$123,054
−HK$3,260/mo
Today · 4.125%
HK$126,314
baseline
▲ 0.50% · 4.625%
HK$132,972
+HK$6,658/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$252,628/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,007,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,266
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,287
−HK$4,085/mo
Today · 4.125%
HK$137,372
baseline
▲ 0.50% · 4.625%
HK$145,731
+HK$8,359/mo
Deposit HK$18.90M · loan HK$28.34M · min. income ≈ HK$274,744/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,007,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,807
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$147,664
−HK$3,913/mo
Today · 4.125%
HK$151,577
baseline
▲ 0.50% · 4.625%
HK$159,567
+HK$7,990/mo
Deposit HK$18.90M · loan HK$28.34M · min. income ≈ HK$303,154/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,007,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,811
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$155,502
−HK$4,766/mo
Today · 4.125%
HK$160,268
baseline
▲ 0.50% · 4.625%
HK$170,020
+HK$9,752/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$320,536/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,775
−HK$9,065/mo
▼ 0.25% · 3.875%
HK$172,275
−HK$4,565/mo
Today · 4.125%
HK$176,840
baseline
▲ 0.50% · 4.625%
HK$186,161
+HK$9,321/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$353,680/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,899
−HK$12,160/mo
▼ 0.25% · 3.875%
HK$199,931
−HK$6,128/mo
Today · 4.125%
HK$206,059
baseline
▲ 0.50% · 4.625%
HK$218,597
+HK$12,538/mo
Deposit HK$4.72M · loan HK$42.52M · min. income ≈ HK$412,118/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,711
−HK$11,654/mo
▼ 0.25% · 3.875%
HK$221,496
−HK$5,869/mo
Today · 4.125%
HK$227,365
baseline
▲ 0.50% · 4.625%
HK$239,350
+HK$11,985/mo
Deposit HK$4.72M · loan HK$42.52M · min. income ≈ HK$454,730/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,748 · Scale 2, in force from 26 Feb 2026)