LTV · monthly repayment
▼ 0.50% · 3.625%
HK$107,726
−HK$6,755/mo
▼ 0.25% · 3.875%
HK$111,077
−HK$3,404/mo
Today · 4.125%
HK$114,481
baseline
▲ 0.50% · 4.625%
HK$121,447
+HK$6,966/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$228,962/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,007,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,844
−HK$6,475/mo
▼ 0.25% · 3.875%
HK$123,058
−HK$3,261/mo
Today · 4.125%
HK$126,319
baseline
▲ 0.50% · 4.625%
HK$132,977
+HK$6,658/mo
Deposit HK$23.62M · loan HK$23.62M · min. income ≈ HK$252,638/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,007,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,271
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,292
−HK$4,085/mo
Today · 4.125%
HK$137,377
baseline
▲ 0.50% · 4.625%
HK$145,736
+HK$8,359/mo
Deposit HK$18.90M · loan HK$28.35M · min. income ≈ HK$274,754/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,007,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,813
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$147,670
−HK$3,912/mo
Today · 4.125%
HK$151,582
baseline
▲ 0.50% · 4.625%
HK$159,572
+HK$7,990/mo
Deposit HK$18.90M · loan HK$28.35M · min. income ≈ HK$303,164/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,007,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,816
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$155,507
−HK$4,766/mo
Today · 4.125%
HK$160,273
baseline
▲ 0.50% · 4.625%
HK$170,026
+HK$9,753/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$320,546/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,781
−HK$9,065/mo
▼ 0.25% · 3.875%
HK$172,281
−HK$4,565/mo
Today · 4.125%
HK$176,846
baseline
▲ 0.50% · 4.625%
HK$186,168
+HK$9,322/mo
Deposit HK$14.17M · loan HK$33.07M · min. income ≈ HK$353,692/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$2,007,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,906
−HK$12,160/mo
▼ 0.25% · 3.875%
HK$199,938
−HK$6,128/mo
Today · 4.125%
HK$206,066
baseline
▲ 0.50% · 4.625%
HK$218,605
+HK$12,539/mo
Deposit HK$4.72M · loan HK$42.52M · min. income ≈ HK$412,132/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,719
−HK$11,654/mo
▼ 0.25% · 3.875%
HK$221,504
−HK$5,869/mo
Today · 4.125%
HK$227,373
baseline
▲ 0.50% · 4.625%
HK$239,359
+HK$11,986/mo
Deposit HK$4.72M · loan HK$42.52M · min. income ≈ HK$454,746/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$2,007,820 · Scale 2, in force from 26 Feb 2026)